04101 Property Tax Rate
Portland, Maine · Part of Cumberland County
Effective Tax Rate
1.13%
165.9% above state avgMedian Annual Tax
$6,790
$566/mo escrow
Estimate Your Tax
Annual Tax
$6,790
Monthly
$566
Eff. Rate
1.13%
Buyer decision brief
What ZIP 04101 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$566/mo
Based on median annual tax paid
State context
0.09 percentage points above the Maine average
Maine average: 1.04%
Data confidence
High confidenceThe Census margin of error is $584, about 9% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Cumberland County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 04101 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$584 tax MOE, 9% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
Cumberland County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 04101
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $600,600, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 1.13%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Maine and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $566 per month before insurance, HOA dues, or special assessments.
Assessor verification
Cumberland County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 04101 Compares
Median Annual Property Tax
ZIP 04101
1.13%
Effective rate
Maine Avg
1.04%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Maine
Higher than 65% of ZIP codes in Maine(65th percentile, 399 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 04101
Property owners in ZIP code 04101 (Portland, Maine) pay a median of $6,790/year in property taxes on homes valued at $600,600. This translates to an effective tax rate of 1.13%, which is 9% above the Maine state average of 1.04%.
The monthly property tax burden for a median-valued home in 04101 is approximately $566, which factors into escrow payments on mortgages. This ZIP code is located within Cumberland County. This is $4,236 more than the Maine average of $2,554/year.
Compared to similar ZIP codes in Maine, 04101 has higher property taxes. ZIP codes with similar effective rates include 04979 (1.13%) and 04535 (1.14%).
In Portland, property taxes represent approximately 11.2% of the median household income of $60,726, providing context for the relative tax burden on homeowners in this area.
Maine has no statewide property tax cap; Cumberland County reassesses at market value, and your tax obligation will be based on your purchase price. File for the Maine Homestead Property Tax Exemption ($7,500 off assessed value for primary residences) with the Cumberland County Assessor's office before April 1 of the year following your purchase; this is Maine's primary tax relief for homebuyers. Request your property's assessment card and revaluation schedule to understand future tax changes, and note that Cumberland County's low effective rate of 0.51% reflects both lower mill rates and exemption benefits.
Frequently Asked Questions
What is the property tax rate in ZIP code 04101?
How much are property taxes in Portland, ME (04101)?
How does ZIP 04101 compare to the Maine average?
What is the median home value in ZIP 04101?
What county is ZIP code 04101 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$584. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 04101 is part of Cumberland County, Maine. View the full county profile for broader context and more data.
View Cumberland County on TaxByCounty →Explore Portland, ME
View all 4 ZIP codes in Portland with property tax comparisons.
View Portland Property Tax Rates →Why compare these ZIPs?
Better comparison set for ZIP 04101
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
04109
Portland, ME
0.06 percentage points lower than ZIP 04101.
Rate
1.07%
Tax
$7,656
Quality
88
04079
Harpswell, ME
0.65 percentage points lower than ZIP 04101.
Rate
0.48%
Tax
$2,737
Quality
89
04003
Bailey Island, ME
0.62 percentage points lower than ZIP 04101.
Rate
0.51%
Tax
$3,179
Quality
84
04050
Long Island, ME
0.41 percentage points lower than ZIP 04101.
Rate
0.72%
Tax
$3,314
Quality
84
04084
Standish, ME
0.28 percentage points lower than ZIP 04101.
Rate
0.85%
Tax
$2,861
Quality
89
04029
Sebago, ME
0.26 percentage points lower than ZIP 04101.
Rate
0.87%
Tax
$2,384
Quality
89
04071
Raymond, ME
0.24 percentage points lower than ZIP 04101.
Rate
0.89%
Tax
$3,282
Quality
89
04024
East Baldwin, ME
0.19 percentage points lower than ZIP 04101.
Rate
0.94%
Tax
$2,259
Quality
78
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.