04939 Property Tax Rate

Property owners in ZIP code 04939 (Garland, Maine) pay a median of $1,337/year in property taxes on homes valued at $145,800. This translates to an effective tax rate of 0.92%, which is 12% below the Maine state average of 1.04%.

The monthly property tax burden for a median-valued home in 04939 is approximately $111, which factors into escrow payments on mortgages. This ZIP code is located within Penobscot County. This is $1,217 less than the Maine average of $2,554/year.

Compared to similar ZIP codes in Maine, 04939 has higher property taxes. ZIP codes with similar effective rates include 04491 (0.92%) and 04989 (0.92%).

In Garland, property taxes represent approximately 2.5% of the median household income of $53,083, providing context for the relative tax burden on homeowners in this area.

Maine has no statewide property tax cap — your assessment resets to market value at purchase, and the Penobscot County Assessor will establish a new base for annual increases. The Maine Homestead Property Tax Exemption exempts $25,000 of assessed value from state and local property taxes; file with the Penobscot County Assessor's office by April 1 of the year following purchase. Contact the Penobscot County Assessor immediately after closing to confirm your filing deadline and obtain your Notice of Valuation.