04981 Property Tax Rate
Stockton Springs, Maine · Part of Waldo County
Effective Tax Rate
1.19%
3.2% above state avgMedian Annual Tax
$2,637
$220/mo escrow
Estimate Your Tax
Annual Tax
$2,637
Monthly
$220
Eff. Rate
1.19%
Buyer decision brief
What ZIP 04981 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$220/mo
Based on median annual tax paid
State context
0.16 percentage points above the Maine average
Maine average: 1.04%
Data confidence
High confidenceThe Census margin of error is $236, about 9% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Waldo County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 04981 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$236 tax MOE, 9% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County context only
Waldo County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 04981
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $220,900, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 1.19%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Maine and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $220 per month before insurance, HOA dues, or special assessments.
Assessor verification
Waldo County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 04981 Compares
Median Annual Property Tax
ZIP 04981
1.19%
Effective rate
Maine Avg
1.04%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Maine
Higher than 73% of ZIP codes in Maine(73th percentile, 399 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 04981
Property owners in ZIP code 04981 (Stockton Springs, Maine) pay a median of $2,637/year in property taxes on homes valued at $220,900. This translates to an effective tax rate of 1.19%, which is 15% above the Maine state average of 1.04%.
The monthly property tax burden for a median-valued home in 04981 is approximately $220, which factors into escrow payments on mortgages. This ZIP code is located within Waldo County.
Compared to similar ZIP codes in Maine, 04981 has higher property taxes. ZIP codes with similar effective rates include 04448 (1.19%) and 04429 (1.19%).
In Stockton Springs, property taxes represent approximately 3.7% of the median household income of $72,178, providing context for the relative tax burden on homeowners in this area.
If you're considering purchasing a home in 04981, keep in mind that property taxes are based on the assessed value assigned by the local assessor, which may differ from the purchase price. In some states, properties are reassessed at or near the sale price upon transfer of ownership. For the most current tax information for a specific property, consult Waldo County's tax assessor directly.
Frequently Asked Questions
What is the property tax rate in ZIP code 04981?
How much are property taxes in Stockton Springs, ME (04981)?
How does ZIP 04981 compare to the Maine average?
What is the median home value in ZIP 04981?
What county is ZIP code 04981 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$236. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 04981 is part of Waldo County, Maine. View the full county profile for broader context and more data.
View Waldo County on TaxByCounty →Why compare these ZIPs?
Better comparison set for ZIP 04981
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
04987
Troy, ME
0.31 percentage points lower than ZIP 04981.
Rate
0.88%
Tax
$1,717
Quality
82
04974
Searsport, ME
0.26 percentage points lower than ZIP 04981.
Rate
0.93%
Tax
$2,256
Quality
77
04354
Palermo, ME
0.26 percentage points lower than ZIP 04981.
Rate
0.94%
Tax
$2,503
Quality
82
04849
Lincolnville, ME
0.20 percentage points lower than ZIP 04981.
Rate
0.99%
Tax
$3,147
Quality
82
04973
Searsmont, ME
0.19 percentage points lower than ZIP 04981.
Rate
1.00%
Tax
$2,608
Quality
82
04496
Winterport, ME
0.19 percentage points lower than ZIP 04981.
Rate
1.01%
Tax
$2,451
Quality
77
04438
Frankfort, ME
0.18 percentage points lower than ZIP 04981.
Rate
1.01%
Tax
$1,895
Quality
77
04951
Monroe, ME
0.16 percentage points lower than ZIP 04981.
Rate
1.04%
Tax
$2,226
Quality
82
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.