48104 Property Tax Rate
Ann Arbor, Michigan · Part of Washtenaw County
Effective Tax Rate
1.70%
237.8% above state avgMedian Annual Tax
$8,195
$683/mo escrow
Estimate Your Tax
Annual Tax
$8,195
Monthly
$683
Eff. Rate
1.70%
Buyer decision brief
What ZIP 48104 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$683/mo
Based on median annual tax paid
State context
0.48 percentage points above the Michigan average
Michigan average: 1.22%
Data confidence
High confidenceThe Census margin of error is $661, about 8% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Washtenaw County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 48104 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$661 tax MOE, 8% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
Washtenaw County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 48104
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $481,600, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 1.70%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Michigan and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $683 per month before insurance, HOA dues, or special assessments.
Assessor verification
Washtenaw County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 48104 Compares
Median Annual Property Tax
ZIP 48104
1.70%
Effective rate
Michigan Avg
1.22%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Michigan
Higher than 91% of ZIP codes in Michigan(91th percentile, 957 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 48104
Property owners in ZIP code 48104 (Ann Arbor, Michigan) pay a median of $8,195/year in property taxes on homes valued at $481,600. This translates to an effective tax rate of 1.70%, which is 39% above the Michigan state average of 1.22%.
The monthly property tax burden for a median-valued home in 48104 is approximately $683, which factors into escrow payments on mortgages. This ZIP code is located within Washtenaw County. This is $5,769 more than the Michigan average of $2,426/year.
Compared to similar ZIP codes in Michigan, 48104 has higher property taxes. ZIP codes with similar effective rates include 49963 (1.70%) and 49006 (1.70%).
In Ann Arbor, property taxes represent approximately 12.9% of the median household income of $63,341, providing context for the relative tax burden on homeowners in this area.
Under Michigan's Proposal A, your property will be "uncapped" and reassessed to market value at purchase, potentially significantly raising your tax bill from the prior owner's capped assessed value. Washtenaw County offers the Principle Residence Exemption (PRE), which removes school operating tax obligation for primary residences; file with the county assessor within the statutory deadline. Submit your PRE application to the Washtenaw County Assessor within 30 days of closing to activate the exemption and prevent back-assessed school operating millage.
Frequently Asked Questions
What is the property tax rate in ZIP code 48104?
How much are property taxes in Ann Arbor, MI (48104)?
How does ZIP 48104 compare to the Michigan average?
What is the median home value in ZIP 48104?
What county is ZIP code 48104 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$661. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 48104 is part of Washtenaw County, Michigan. View the full county profile for broader context and more data.
View Washtenaw County on TaxByCounty →Explore Ann Arbor, MI
View all 4 ZIP codes in Ann Arbor with property tax comparisons.
View Ann Arbor Property Tax Rates →Why compare these ZIPs?
Better comparison set for ZIP 48104
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
48103
Ann Arbor, MI
0.13 percentage points lower than ZIP 48104.
Rate
1.57%
Tax
$7,148
Quality
96
48108
Ann Arbor, MI
0.10 percentage points lower than ZIP 48104.
Rate
1.60%
Tax
$6,060
Quality
96
48105
Ann Arbor, MI
0.08 percentage points lower than ZIP 48104.
Rate
1.62%
Tax
$7,885
Quality
96
48190
Whittaker, MI
0.52 percentage points lower than ZIP 48104.
Rate
1.18%
Tax
$2,595
Quality
74
48158
Manchester, MI
0.47 percentage points lower than ZIP 48104.
Rate
1.23%
Tax
$3,673
Quality
89
48189
Whitmore Lake, MI
0.30 percentage points lower than ZIP 48104.
Rate
1.41%
Tax
$4,025
Quality
89
48191
Willis, MI
0.28 percentage points lower than ZIP 48104.
Rate
1.42%
Tax
$3,910
Quality
89
48130
Dexter, MI
0.27 percentage points lower than ZIP 48104.
Rate
1.43%
Tax
$6,491
Quality
89
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.