48207 Property Tax Rate
Detroit, Michigan · Part of Wayne County
Effective Tax Rate
0.85%
32.2% below state avgMedian Annual Tax
$1,644
$137/mo escrow
Estimate Your Tax
Annual Tax
$1,644
Monthly
$137
Eff. Rate
0.85%
Buyer decision brief
What ZIP 48207 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$137/mo
Based on median annual tax paid
State context
0.37 percentage points below the Michigan average
Michigan average: 1.22%
Data confidence
Moderate confidenceThe Census margin of error is $446, about 27% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Wayne County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 48207 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Moderate ACS confidence
$446 tax MOE, 27% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
Wayne County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 48207
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $193,800, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 0.85%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Michigan and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $137 per month before insurance, HOA dues, or special assessments.
Assessor verification
Wayne County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 48207 Compares
Median Annual Property Tax
ZIP 48207
0.85%
Effective rate
Michigan Avg
1.22%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Michigan
Lower than 92% of ZIP codes in Michigan(8th percentile, 957 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 48207
Property owners in ZIP code 48207 (Detroit, Michigan) pay a median of $1,644/year in property taxes on homes valued at $193,800. This translates to an effective tax rate of 0.85%, which is 31% below the Michigan state average of 1.22%.
The monthly property tax burden for a median-valued home in 48207 is approximately $137, which factors into escrow payments on mortgages. This ZIP code is located within Wayne County. This is $782 less than the Michigan average of $2,426/year.
Compared to similar ZIP codes in Michigan, 48207 has higher property taxes. ZIP codes with similar effective rates include 49031 (0.85%) and 49753 (0.85%).
In Detroit, property taxes represent approximately 3.7% of the median household income of $44,561, providing context for the relative tax burden on homeowners in this area.
Under Michigan's Proposal A, your property will be "uncapped" and reassessed to market value at purchase, resetting your tax base upward and eliminating the prior owner's capped assessment benefit. Wayne County offers the Principle Residence Exemption (PRE), which exempts your primary home from school operating millage tax if you file; apply through the county assessor. File your PRE application with the Wayne County Assessor within 30 days of closing to secure the exemption and avoid retroactive school operating tax liability.
Frequently Asked Questions
What is the property tax rate in ZIP code 48207?
How much are property taxes in Detroit, MI (48207)?
How does ZIP 48207 compare to the Michigan average?
What is the median home value in ZIP 48207?
What county is ZIP code 48207 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$446. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 48207 is part of Wayne County, Michigan. View the full county profile for broader context and more data.
View Wayne County on TaxByCounty →Explore Detroit, MI
View all 25 ZIP codes in Detroit with property tax comparisons.
View Detroit Property Tax Rates →Why compare these ZIPs?
Better comparison set for ZIP 48207
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
48216
Detroit, MI
0.19 percentage points lower than ZIP 48207.
Rate
0.66%
Tax
$1,483
Quality
96
48226
Detroit, MI
0.02 percentage points lower than ZIP 48207.
Rate
0.83%
Tax
$2,549
Quality
101
49757
Mackinac Island, MI
$640,800 higher median home value than ZIP 48207.
Rate
0.91%
Tax
$7,589
Quality
69
49636
Glen Arbor, MI
0.24 percentage points lower than ZIP 48207.
Rate
0.61%
Tax
$4,563
Quality
82
48009
Birmingham, MI
$518,200 higher median home value than ZIP 48207.
Rate
1.40%
Tax
$10,001
Quality
70
49654
Leland, MI
0.42 percentage points lower than ZIP 48207.
Rate
0.43%
Tax
$2,973
Quality
65
48301
Bloomfield Hills, MI
$476,800 higher median home value than ZIP 48207.
Rate
1.31%
Tax
$8,780
Quality
89
49674
Omena, MI
0.39 percentage points lower than ZIP 48207.
Rate
0.45%
Tax
$2,922
Quality
71
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.