48356 Property Tax Rate
Highland, Michigan · Part of Oakland County
Effective Tax Rate
1.09%
40.7% above state avgMedian Annual Tax
$3,413
$284/mo escrow
Estimate Your Tax
Annual Tax
$3,413
Monthly
$284
Eff. Rate
1.09%
Buyer decision brief
What ZIP 48356 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$284/mo
Based on median annual tax paid
State context
0.14 percentage points below the Michigan average
Michigan average: 1.22%
Data confidence
High confidenceThe Census margin of error is $349, about 10% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Oakland County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 48356 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$349 tax MOE, 10% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
Oakland County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 48356
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $314,500, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 1.09%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Michigan and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $284 per month before insurance, HOA dues, or special assessments.
Assessor verification
Oakland County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 48356 Compares
Median Annual Property Tax
ZIP 48356
1.09%
Effective rate
Michigan Avg
1.22%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Michigan
Lower than 64% of ZIP codes in Michigan(36th percentile, 957 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 48356
Property owners in ZIP code 48356 (Highland, Michigan) pay a median of $3,413/year in property taxes on homes valued at $314,500. This translates to an effective tax rate of 1.09%, which is 11% below the Michigan state average of 1.22%.
The monthly property tax burden for a median-valued home in 48356 is approximately $284, which factors into escrow payments on mortgages. This ZIP code is located within Oakland County. This is $987 more than the Michigan average of $2,426/year.
Compared to similar ZIP codes in Michigan, 48356 has higher property taxes. ZIP codes with similar effective rates include 49099 (1.09%) and 49873 (1.09%).
In Highland, property taxes represent approximately 3.3% of the median household income of $103,708, providing context for the relative tax burden on homeowners in this area.
Under Michigan's Proposal A, your property will be "uncapped" and reassessed to current market value at purchase, potentially doubling or tripling your tax bill from the prior owner's capped amount. Oakland County offers the Principle Residence Exemption (PRE), which removes school operating tax millage from your bill for owner-occupied primary residences; file through the assessor's office. Apply for PRE with the Oakland County Assessor within 30 days of your purchase closing to prevent a full year of school operating tax charges and establish the exemption.
Frequently Asked Questions
What is the property tax rate in ZIP code 48356?
How much are property taxes in Highland, MI (48356)?
How does ZIP 48356 compare to the Michigan average?
What is the median home value in ZIP 48356?
What county is ZIP code 48356 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$349. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 48356 is part of Oakland County, Michigan. View the full county profile for broader context and more data.
View Oakland County on TaxByCounty →Explore Highland, MI
View all 2 ZIP codes in Highland with property tax comparisons.
View Highland Property Tax Rates →Why compare these ZIPs?
Better comparison set for ZIP 48356
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
48382
Commerce Township, MI
0.03 percentage points lower than ZIP 48356.
Rate
1.05%
Tax
$4,261
Quality
89
48341
Pontiac, MI
0.02 percentage points lower than ZIP 48356.
Rate
1.06%
Tax
$1,327
Quality
96
48327
Waterford, MI
0.01 percentage points lower than ZIP 48356.
Rate
1.08%
Tax
$2,607
Quality
96
48442
Holly, MI
0.00 percentage points lower than ZIP 48356.
Rate
1.08%
Tax
$2,732
Quality
89
49757
Mackinac Island, MI
0.18 percentage points lower than ZIP 48356.
Rate
0.91%
Tax
$7,589
Quality
69
49636
Glen Arbor, MI
0.47 percentage points lower than ZIP 48356.
Rate
0.61%
Tax
$4,563
Quality
82
48009
Birmingham, MI
$397,500 higher median home value than ZIP 48356.
Rate
1.40%
Tax
$10,001
Quality
77
49654
Leland, MI
0.66 percentage points lower than ZIP 48356.
Rate
0.43%
Tax
$2,973
Quality
65
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.