48401 Property Tax Rate

Applegate, Michigan · Part of Sanilac County

ACS 2019-2023 · Updated Dec 2024

Effective Tax Rate

0.97%

35.3% below state avg

Median Annual Tax

$1,570

$131/mo escrow

Estimate Your Tax

$
$50K$2M

Annual Tax

$1,570

Monthly

$131

Eff. Rate

0.97%

vs. Michigan Avg35.3% below
vs. National Avg41.6% below

How ZIP 48401 Compares

Median Annual Property Tax

ZIP 48401$1,570
Michigan Average$2,426
National Average$2,690

ZIP 48401

0.97%

Effective rate

Michigan Avg

1.22%

Effective rate

National Avg

1.10%

Effective rate

State Ranking

Property Tax Rank in Michigan

0.43%state avg 1.22%2.89%

Lower than 78% of ZIP codes in Michigan(22th percentile, 957 ZIPs compared)

Property Tax Analysis

Property Tax Insights for ZIP 48401

Property owners in ZIP code 48401 (Applegate, Michigan) pay a median of $1,570/year in property taxes on homes valued at $161,200. This translates to an effective tax rate of 0.97%, which is 20% below the Michigan state average of 1.22%.

The monthly property tax burden for a median-valued home in 48401 is approximately $131, which factors into escrow payments on mortgages. This ZIP code is located within Sanilac County. This is $856 less than the Michigan average of $2,426/year.

Compared to similar ZIP codes in Michigan, 48401 has lower property taxes. ZIP codes with similar effective rates include 49249 (0.97%) and 49659 (0.97%).

In Applegate, property taxes represent approximately 2.3% of the median household income of $68,571, providing context for the relative tax burden on homeowners in this area.

Michigan Proposal A triggers "uncapping" at sale, meaning your assessed value will jump to your purchase price and your school operating taxes will increase substantially. Apply for the Principle Residence Exemption (PRE) with the Sanilac County Assessor as soon as you close to reduce school operating levies on your primary residence. File the PRE application before the December 1 deadline to ensure the exemption takes effect for the following tax year.

Frequently Asked Questions

What is the property tax rate in ZIP code 48401?
The effective property tax rate in ZIP code 48401 (Applegate, MI) is 0.97%. This rate is calculated by dividing the median annual property tax payment by the median home value within this ZIP Code Tabulation Area (ZCTA), based on U.S. Census Bureau data.
How much are property taxes in Applegate, MI (48401)?
The median annual property tax payment in ZIP code 48401 is $1,570. This figure represents the typical amount paid by homeowners in this area. Actual taxes vary based on your assessed property value and any applicable exemptions.
How does ZIP 48401 compare to the Michigan average?
ZIP code 48401's effective tax rate of 0.97% is lower than the Michigan state average of 1.22%. The median annual property tax in this ZIP is $1,570, compared to the state average of $2,426.
What is the median home value in ZIP 48401?
The median home value in ZIP code 48401 (Applegate, MI) is $161,200, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates at the ZCTA level.
What county is ZIP code 48401 in?
ZIP code 48401 is part of Sanilac County in Michigan. For broader county-level property tax data, including comparisons with other counties in Michigan, visit the Sanilac County profile on TaxByCounty.

Margin of Error

The median property tax estimate for this ZIP code has a margin of error of ±$206. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.

County-Level Data

ZIP code 48401 is part of Sanilac County, Michigan. View the full county profile for broader context and more data.

View Sanilac County on TaxByCounty →

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.

Estimates are informational only and should not be used as financial or legal advice.

Learn about our data sources and methodology →