48889 Property Tax Rate
Sumner, Michigan · Part of Gratiot County
Effective Tax Rate
0.92%
47.7% below state avgMedian Annual Tax
$1,270
$106/mo escrow
Estimate Your Tax
Annual Tax
$1,270
Monthly
$106
Eff. Rate
0.92%
How ZIP 48889 Compares
Median Annual Property Tax
ZIP 48889
0.92%
Effective rate
Michigan Avg
1.22%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Michigan
Lower than 84% of ZIP codes in Michigan(16th percentile, 957 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 48889
Property owners in ZIP code 48889 (Sumner, Michigan) pay a median of $1,270/year in property taxes on homes valued at $137,500. This translates to an effective tax rate of 0.92%, which is 24% below the Michigan state average of 1.22%.
The monthly property tax burden for a median-valued home in 48889 is approximately $106, which factors into escrow payments on mortgages. This ZIP code is located within Gratiot County. This is $1,156 less than the Michigan average of $2,426/year.
Compared to similar ZIP codes in Michigan, 48889 has lower property taxes. ZIP codes with similar effective rates include 48412 (0.92%) and 49639 (0.92%).
In Sumner, property taxes represent approximately 2.0% of the median household income of $62,813, providing context for the relative tax burden on homeowners in this area.
Proposal A uncaps at sale, resetting assessed value to market and raising your school operating tax burden from day one. The Principle Residence Exemption (PRE) is your primary tax relief — file with the Gratiot County Assessor immediately after purchase to exempt school operating millage from your primary residence. Submit your PRE application before December 1 to have it effective for the next tax year.
Frequently Asked Questions
What is the property tax rate in ZIP code 48889?
How much are property taxes in Sumner, MI (48889)?
How does ZIP 48889 compare to the Michigan average?
What is the median home value in ZIP 48889?
What county is ZIP code 48889 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$169. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 48889 is part of Gratiot County, Michigan. View the full county profile for broader context and more data.
View Gratiot County on TaxByCounty →Similar ZIP Codes in Michigan
48412
+0.00%Attica
0.92%
$2,112/yr
49639
+0.00%Hersey
0.92%
$1,265/yr
48114
+0.00%Brighton
0.92%
$3,557/yr
48202
+0.00%Detroit
0.92%
$1,791/yr
49629
+0.00%Elk Rapids
0.92%
$3,210/yr
49128
-0.00%Three Oaks
0.92%
$2,278/yr
48843
+0.00%Howell
0.93%
$2,989/yr
48472
-0.00%Snover
0.92%
$1,421/yr
49918
-0.00%Copper Harbor
0.92%
$2,630/yr
48054
+0.00%East China
0.93%
$2,573/yr
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.