49815 Property Tax Rate

Channing, Michigan · Part of Dickinson County

ACS 2019-2023 · Updated Dec 2024

Effective Tax Rate

1.10%

46.2% below state avg

Median Annual Tax

$1,306

$109/mo escrow

Estimate Your Tax

$
$50K$2M

Annual Tax

$1,306

Monthly

$109

Eff. Rate

1.10%

vs. Michigan Avg46.2% below
vs. National Avg51.4% below

How ZIP 49815 Compares

Median Annual Property Tax

ZIP 49815$1,306
Michigan Average$2,426
National Average$2,690

ZIP 49815

1.10%

Effective rate

Michigan Avg

1.22%

Effective rate

National Avg

1.10%

Effective rate

State Ranking

Property Tax Rank in Michigan

0.43%state avg 1.22%2.89%

Lower than 62% of ZIP codes in Michigan(38th percentile, 957 ZIPs compared)

Property Tax Analysis

Property Tax Insights for ZIP 49815

Property owners in ZIP code 49815 (Channing, Michigan) pay a median of $1,306/year in property taxes on homes valued at $119,100. This translates to an effective tax rate of 1.10%, which is 10% below the Michigan state average of 1.22%.

The monthly property tax burden for a median-valued home in 49815 is approximately $109, which factors into escrow payments on mortgages. This ZIP code is located within Dickinson County. This is $1,120 less than the Michigan average of $2,426/year.

Compared to similar ZIP codes in Michigan, 49815 has higher property taxes. ZIP codes with similar effective rates include 49766 (1.10%) and 48436 (1.10%).

In Channing, property taxes represent approximately 1.7% of the median household income of $75,909, providing context for the relative tax burden on homeowners in this area.

Dickinson County properties reassess to full market value at sale under Proposal A, with subsequent annual growth limited to the lesser of 5% or CPI. The Principle Residence Exemption (PRE) exempts primary residences from school operating tax—file your exemption application with the Dickinson County Assessor immediately upon purchase to activate this benefit for the current tax year. Contact the Dickinson County Assessor to request your property's assessment record and verify PRE status within 30 days of closing.

Frequently Asked Questions

What is the property tax rate in ZIP code 49815?
The effective property tax rate in ZIP code 49815 (Channing, MI) is 1.10%. This rate is calculated by dividing the median annual property tax payment by the median home value within this ZIP Code Tabulation Area (ZCTA), based on U.S. Census Bureau data.
How much are property taxes in Channing, MI (49815)?
The median annual property tax payment in ZIP code 49815 is $1,306. This figure represents the typical amount paid by homeowners in this area. Actual taxes vary based on your assessed property value and any applicable exemptions.
How does ZIP 49815 compare to the Michigan average?
ZIP code 49815's effective tax rate of 1.10% is lower than the Michigan state average of 1.22%. The median annual property tax in this ZIP is $1,306, compared to the state average of $2,426.
What is the median home value in ZIP 49815?
The median home value in ZIP code 49815 (Channing, MI) is $119,100, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates at the ZCTA level.
What county is ZIP code 49815 in?
ZIP code 49815 is part of Dickinson County in Michigan. For broader county-level property tax data, including comparisons with other counties in Michigan, visit the Dickinson County profile on TaxByCounty.

Margin of Error

The median property tax estimate for this ZIP code has a margin of error of ±$246. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.

County-Level Data

ZIP code 49815 is part of Dickinson County, Michigan. View the full county profile for broader context and more data.

View Dickinson County on TaxByCounty →

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.

Estimates are informational only and should not be used as financial or legal advice.

Learn about our data sources and methodology →