56137 Property Tax Rate
Heron Lake, Minnesota · Part of Jackson County
Effective Tax Rate
1.14%
43.4% below state avgMedian Annual Tax
$1,305
$109/mo escrow
Estimate Your Tax
Annual Tax
$1,305
Monthly
$109
Eff. Rate
1.14%
Buyer decision brief
What ZIP 56137 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$109/mo
Based on median annual tax paid
State context
0.18 percentage points above the Minnesota average
Minnesota average: 0.96%
Data confidence
High confidenceThe Census margin of error is $96, about 7% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Jackson County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 56137 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$96 tax MOE, 7% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County context only
Jackson County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 56137
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $114,400, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 1.14%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Minnesota and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $109 per month before insurance, HOA dues, or special assessments.
Assessor verification
Jackson County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 56137 Compares
Median Annual Property Tax
ZIP 56137
1.14%
Effective rate
Minnesota Avg
0.96%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Minnesota
Higher than 81% of ZIP codes in Minnesota(81th percentile, 849 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 56137
Property owners in ZIP code 56137 (Heron Lake, Minnesota) pay a median of $1,305/year in property taxes on homes valued at $114,400. This translates to an effective tax rate of 1.14%, which is 19% above the Minnesota state average of 0.96%.
The monthly property tax burden for a median-valued home in 56137 is approximately $109, which factors into escrow payments on mortgages. This ZIP code is located within Jackson County. This is $1,001 less than the Minnesota average of $2,306/year.
Compared to similar ZIP codes in Minnesota, 56137 has lower property taxes. ZIP codes with similar effective rates include 55803 (1.14%) and 56101 (1.14%).
In Heron Lake, property taxes represent approximately 1.9% of the median household income of $68,500, providing context for the relative tax burden on homeowners in this area.
If you're considering purchasing a home in 56137, keep in mind that property taxes are based on the assessed value assigned by the local assessor, which may differ from the purchase price. In some states, properties are reassessed at or near the sale price upon transfer of ownership. For the most current tax information for a specific property, consult Jackson County's tax assessor directly.
Frequently Asked Questions
What is the property tax rate in ZIP code 56137?
How much are property taxes in Heron Lake, MN (56137)?
How does ZIP 56137 compare to the Minnesota average?
What is the median home value in ZIP 56137?
What county is ZIP code 56137 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$96. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 56137 is part of Jackson County, Minnesota. View the full county profile for broader context and more data.
View Jackson County on TaxByCounty →Why compare these ZIPs?
Better comparison set for ZIP 56137
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
56143
Jackson, MN
0.35 percentage points lower than ZIP 56137.
Rate
0.79%
Tax
$1,256
Quality
82
56111
Alpha, MN
0.17 percentage points lower than ZIP 56137.
Rate
0.97%
Tax
$1,103
Quality
77
56167
Round Lake, MN
0.12 percentage points lower than ZIP 56137.
Rate
1.02%
Tax
$1,185
Quality
82
56150
Lakefield, MN
0.09 percentage points lower than ZIP 56137.
Rate
1.05%
Tax
$1,349
Quality
82
55424
Minneapolis, MN
0.10 percentage points lower than ZIP 56137.
Rate
1.04%
Tax
$10,001
Quality
82
55391
Wayzata, MN
0.08 percentage points lower than ZIP 56137.
Rate
1.06%
Tax
$8,415
Quality
82
55356
Long Lake, MN
0.20 percentage points lower than ZIP 56137.
Rate
0.94%
Tax
$6,712
Quality
82
55331
Excelsior, MN
0.12 percentage points lower than ZIP 56137.
Rate
1.02%
Tax
$7,211
Quality
82
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.