63368 Property Tax Rate

Property owners in ZIP code 63368 (O Fallon, Missouri) pay a median of $3,759/year in property taxes on homes valued at $327,700. This translates to an effective tax rate of 1.15%, which is 47% above the Missouri state average of 0.78%.

The monthly property tax burden for a median-valued home in 63368 is approximately $313, which factors into escrow payments on mortgages. This ZIP code is located within St. Charles County. This is $2,383 more than the Missouri average of $1,376/year.

Compared to similar ZIP codes in Missouri, 63368 has higher property taxes. ZIP codes with similar effective rates include 63385 (1.15%) and 63108 (1.15%).

In O Fallon, property taxes represent approximately 3.2% of the median household income of $118,811, providing context for the relative tax burden on homeowners in this area.

Missouri has no statewide property tax cap; your assessed value can increase annually without limit, and the St. Charles County Assessor will reassess at market value upon sale. The Homestead Property Tax Credit exempts up to $15,000 of assessed value for primary residences and saves eligible homeowners hundreds annually — apply with St. Charles County by the state deadline. Contact the St. Charles County Assessor's office within 60 days of purchase to verify your assessment and request a Homestead Certificate to lock in the exemption.