65109 Property Tax Rate

Property owners in ZIP code 65109 (Jefferson City, Missouri) pay a median of $1,737/year in property taxes on homes valued at $204,700. This translates to an effective tax rate of 0.85%, which is 9% above the Missouri state average of 0.78%.

The monthly property tax burden for a median-valued home in 65109 is approximately $145, which factors into escrow payments on mortgages. This ZIP code is located within Cole County. This is $361 more than the Missouri average of $1,376/year.

Compared to similar ZIP codes in Missouri, 65109 has lower property taxes. ZIP codes with similar effective rates include 63601 (0.85%) and 63461 (0.85%).

In Jefferson City, property taxes represent approximately 2.4% of the median household income of $72,430, providing context for the relative tax burden on homeowners in this area.

Missouri reassesses property at market value upon sale, with no statewide cap on increases—Cole County will establish a new tax basis at your purchase price. Cole County residents qualify for Homestead Exemption and Senior Exemption (age 65+); file with the Cole County Assessor's office within 30 days of closing. Request your official property assessment from the Cole County Assessor and submit a formal appeal within 30 days if you dispute the appraised value.