08886 Property Tax Rate

Property owners in ZIP code 08886 (Stewartsville, New Jersey) pay a median of $9,847/year in property taxes on homes valued at $424,000. This translates to an effective tax rate of 2.32%, which is 14% above the New Jersey state average of 2.04%.

The monthly property tax burden for a median-valued home in 08886 is approximately $821, which factors into escrow payments on mortgages. This ZIP code is located within Warren County. This is $1,250 more than the New Jersey average of $8,597/year.

Compared to similar ZIP codes in New Jersey, 08886 has higher property taxes. ZIP codes with similar effective rates include 08848 (2.32%) and 07849 (2.32%).

In Stewartsville, property taxes represent approximately 6.2% of the median household income of $157,850, providing context for the relative tax burden on homeowners in this area.

New Jersey has no statewide property tax cap; Warren County assessments are set by local government and may increase annually without state-imposed restrictions. Homeowners earning ≤$150,000 (or ≤$75,000 if senior or disabled) qualify for the Homestead Benefit Program, which provides direct tax credits — file your application with the Warren County Tax Board by June 1 each year. Contact the Warren County Assessor within 30 days of closing to file your principal residence declaration and confirm your baseline assessed value.