10804 Property Tax Rate

Property owners in ZIP code 10804 (New Rochelle, New York) pay a median of $10,001/year in property taxes on homes valued at $894,100. This translates to an effective tax rate of 1.12%, which is 39% below the New York state average of 1.85%.

The monthly property tax burden for a median-valued home in 10804 is approximately $833, which factors into escrow payments on mortgages. This ZIP code is located within Westchester County. This is $4,749 more than the New York average of $5,252/year.

Compared to similar ZIP codes in New York, 10804 has lower property taxes. ZIP codes with similar effective rates include 10280 (1.12%) and 14874 (1.12%).

In New Rochelle, property taxes represent approximately 4.5% of the median household income of $220,089, providing context for the relative tax burden on homeowners in this area.

New York has no statewide property tax cap; your assessment can increase annually based on local tax needs and market conditions. Westchester County homeowners with primary residences earning ≤$500,000 qualify for the STAR (School Tax Relief) program, which provides an exemption reducing school tax bills by several hundred dollars annually — apply through your school district or the Westchester County Assessor's office. File your STAR application by March 15 annually or when you purchase, and confirm your exemption status with the Westchester County Assessor to ensure it applies to your new assessment.