12041 Property Tax Rate

Property owners in ZIP code 12041 (Clarksville, New York) pay a median of $5,512/year in property taxes on homes valued at $196,500. This translates to an effective tax rate of 2.81%, which is 52% above the New York state average of 1.85%.

The monthly property tax burden for a median-valued home in 12041 is approximately $459, which factors into escrow payments on mortgages. This ZIP code is located within Albany County. This is $260 more than the New York average of $5,252/year.

Compared to similar ZIP codes in New York, 12041 has higher property taxes. ZIP codes with similar effective rates include 14530 (2.80%) and 14877 (2.80%).

In Clarksville, property taxes represent approximately 4.7% of the median household income of $117,557, providing context for the relative tax burden on homeowners in this area.

New York has no statewide property tax cap; Albany County reassesses properties annually based on comparable sales and local budget cycles. Albany County primary residence owners with household income ≤$500,000 qualify for STAR, reducing school taxes by exempting thousands from your assessed value — apply through Albany County schools or the Albany County Assessor's office by the March 15 deadline. After closing, file your STAR application immediately with the Albany County Assessor (518-447-7520) to activate the exemption on your first tax bill and capture substantial school tax savings.