12474 Property Tax Rate

Property owners in ZIP code 12474 (Roxbury, New York) pay a median of $3,346/year in property taxes on homes valued at $213,300. This translates to an effective tax rate of 1.57%, which is 15% below the New York state average of 1.85%.

The monthly property tax burden for a median-valued home in 12474 is approximately $279, which factors into escrow payments on mortgages. This ZIP code is located within Delaware County. This is $1,906 less than the New York average of $5,252/year.

Compared to similar ZIP codes in New York, 12474 has lower property taxes. ZIP codes with similar effective rates include 13626 (1.57%) and 12463 (1.57%).

In Roxbury, property taxes represent approximately 6.1% of the median household income of $54,462, providing context for the relative tax burden on homeowners in this area.

New York has no statewide property tax cap; Delaware County assessments are revalued on the town's reassessment cycle, with no automatic protection at sale. Delaware County residents earning ≤$500,000 qualify for STAR (School Tax Relief), which typically saves $300–$600/year on school taxes—apply at the Delaware County Assessor's office before March 15. Request a copy of your assessment from the Delaware County Assessor immediately after closing to verify the opening value and file a STAR application if eligible.