12513 Property Tax Rate

Property owners in ZIP code 12513 (Claverack, New York) pay a median of $5,232/year in property taxes on homes valued at $405,800. This translates to an effective tax rate of 1.29%, which is 30% below the New York state average of 1.85%.

The monthly property tax burden for a median-valued home in 12513 is approximately $436, which factors into escrow payments on mortgages. This ZIP code is located within Columbia County.

Compared to similar ZIP codes in New York, 12513 has higher property taxes. ZIP codes with similar effective rates include 12856 (1.29%) and 12996 (1.29%).

In Claverack, property taxes represent approximately 8.8% of the median household income of $59,167, providing context for the relative tax burden on homeowners in this area.

New York has no statewide property tax cap; Columbia County reassesses properties based on market value and local budget cycles without annual increase limits. Columbia County primary residence owners with household income ≤$500,000 automatically qualify for STAR, which reduces school taxes by exempting thousands from assessed value — confirm enrollment through local schools or the Columbia County Assessor. File your STAR application with the Columbia County Assessor (518-828-3040) within 30 days of purchase to lock in school tax savings on your next bill.