12787 Property Tax Rate

Property owners in ZIP code 12787 (White Sulphur Springs, New York) pay a median of $3,750/year in property taxes on homes valued at $529,200. This translates to an effective tax rate of 0.71%, which is 62% below the New York state average of 1.85%.

The monthly property tax burden for a median-valued home in 12787 is approximately $313, which factors into escrow payments on mortgages. This ZIP code is located within Sullivan County. This is $1,502 less than the New York average of $5,252/year.

Compared to similar ZIP codes in New York, 12787 has lower property taxes. ZIP codes with similar effective rates include 10023 (0.71%) and 11436 (0.71%).

In White Sulphur Springs, property taxes represent approximately 6.5% of the median household income of $57,958, providing context for the relative tax burden on homeowners in this area.

New York has no statewide property tax cap; Sullivan County assessments are revalued independently at set intervals with no automatic adjustment at purchase. Households earning ≤$500,000 should enroll in STAR (School Tax Relief) through the Sullivan County Assessor—this program reduces school taxes by $500–$800 annually for most homeowners. Submit your STAR application by March 15 following your purchase to qualify for the current school year.