12815 Property Tax Rate

Property owners in ZIP code 12815 (Brant Lake, New York) pay a median of $2,169/year in property taxes on homes valued at $233,200. This translates to an effective tax rate of 0.93%, which is 50% below the New York state average of 1.85%.

The monthly property tax burden for a median-valued home in 12815 is approximately $181, which factors into escrow payments on mortgages. This ZIP code is located within Warren County. This is $3,083 less than the New York average of $5,252/year.

Compared to similar ZIP codes in New York, 12815 has lower property taxes. ZIP codes with similar effective rates include 12190 (0.93%) and 12836 (0.93%).

In Brant Lake, property taxes represent approximately 3.1% of the median household income of $70,917, providing context for the relative tax burden on homeowners in this area.

New York has no statewide property tax cap; Warren County reassesses properties on its local schedule, and your purchase price does not trigger an automatic revaluation. File for STAR (School Tax Relief) with the Warren County Assessor if your household income is ≤$500,000; eligible homeowners typically save $400–$700/year on school taxes. Apply before March 15 following your purchase to ensure the exemption applies to your first full assessment year.