12941 Property Tax Rate

Property owners in ZIP code 12941 (Jay, New York) pay a median of $4,438/year in property taxes on homes valued at $200,000. This translates to an effective tax rate of 2.22%, which is 20% above the New York state average of 1.85%.

The monthly property tax burden for a median-valued home in 12941 is approximately $370, which factors into escrow payments on mortgages. This ZIP code is located within Essex County. This is $814 less than the New York average of $5,252/year.

Compared to similar ZIP codes in New York, 12941 has higher property taxes. ZIP codes with similar effective rates include 13143 (2.22%) and 13492 (2.22%).

In Jay, property taxes represent approximately 5.7% of the median household income of $77,833, providing context for the relative tax burden on homeowners in this area.

New York has no statewide property tax cap; Essex County (in the Adirondacks) assesses properties independently with reassessment occurring periodically, not at sale. Homeowners earning ≤$500,000 qualify for STAR (School Tax Relief) through the Essex County Assessor, reducing school taxes by $200–$400 annually. Submit your STAR application by March 15 following purchase; with Essex County's lower median home value, verify whether you also qualify for the Senior STAR (Enhanced STAR) program if age 65+.