12974 Property Tax Rate
Port Henry, New York · Part of Essex County
Effective Tax Rate
1.92%
43.4% below state avgMedian Annual Tax
$2,973
$248/mo escrow
Estimate Your Tax
Annual Tax
$2,973
Monthly
$248
Eff. Rate
1.92%
How ZIP 12974 Compares
Median Annual Property Tax
ZIP 12974
1.92%
Effective rate
New York Avg
1.85%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in New York
Higher than 53% of ZIP codes in New York(53th percentile, 1,598 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 12974
Property owners in ZIP code 12974 (Port Henry, New York) pay a median of $2,973/year in property taxes on homes valued at $154,900. This translates to an effective tax rate of 1.92%, which is 4% above the New York state average of 1.85%.
The monthly property tax burden for a median-valued home in 12974 is approximately $248, which factors into escrow payments on mortgages. This ZIP code is located within Essex County. This is $2,279 less than the New York average of $5,252/year.
Compared to similar ZIP codes in New York, 12974 has higher property taxes. ZIP codes with similar effective rates include 13456 (1.92%) and 14025 (1.92%).
In Port Henry, property taxes represent approximately 6.8% of the median household income of $43,832, providing context for the relative tax burden on homeowners in this area.
New York has no statewide property tax cap; Essex County (in the Adirondacks) assesses properties independently with reassessment occurring periodically, not at sale. Homeowners earning ≤$500,000 qualify for STAR (School Tax Relief) through the Essex County Assessor, reducing school taxes by $200–$400 annually. Submit your STAR application by March 15 following purchase; with Essex County's lower median home value, verify whether you also qualify for the Senior STAR (Enhanced STAR) program if age 65+.
Frequently Asked Questions
What is the property tax rate in ZIP code 12974?
How much are property taxes in Port Henry, NY (12974)?
How does ZIP 12974 compare to the New York average?
What is the median home value in ZIP 12974?
What county is ZIP code 12974 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$495. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 12974 is part of Essex County, New York. View the full county profile for broader context and more data.
View Essex County on TaxByCounty →Similar ZIP Codes in New York
13456
+0.00%Sauquoit
1.92%
$4,890/yr
14025
-0.00%Boston
1.92%
$4,552/yr
12084
-0.00%Guilderland
1.92%
$6,246/yr
12072
-0.00%Fultonville
1.92%
$3,550/yr
13684
-0.00%Russell
1.92%
$2,131/yr
14541
+0.00%Romulus
1.92%
$4,300/yr
13033
-0.00%Cato
1.92%
$3,186/yr
14072
+0.00%Grand Island
1.92%
$5,826/yr
13605
-0.00%Adams
1.91%
$3,603/yr
10588
-0.00%Shrub Oak
1.91%
$10,001/yr
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.