12985 Property Tax Rate

Property owners in ZIP code 12985 (Schuyler Falls, New York) pay a median of $2,250/year in property taxes on homes valued at $157,700. This translates to an effective tax rate of 1.43%, which is 23% below the New York state average of 1.85%.

The monthly property tax burden for a median-valued home in 12985 is approximately $188, which factors into escrow payments on mortgages. This ZIP code is located within Clinton County. This is $3,002 less than the New York average of $5,252/year.

Compared to similar ZIP codes in New York, 12985 has lower property taxes. ZIP codes with similar effective rates include 11548 (1.43%) and 12740 (1.43%).

In Schuyler Falls, property taxes represent approximately 3.0% of the median household income of $74,432, providing context for the relative tax burden on homeowners in this area.

New York has no statewide property tax cap; Clinton County assesses properties on a triennial or annual cycle with no reset protection when you buy. Apply for STAR (School Tax Relief) if household income is ≤$500,000—the Clinton County Assessor will reduce your school taxes by $400–$600/year. File your STAR application by March 15 following purchase, and request a current assessment from the Clinton County Assessor to establish your baseline value.