13033 Property Tax Rate

Property owners in ZIP code 13033 (Cato, New York) pay a median of $3,186/year in property taxes on homes valued at $166,300. This translates to an effective tax rate of 1.92%, which is 4% above the New York state average of 1.85%.

The monthly property tax burden for a median-valued home in 13033 is approximately $266, which factors into escrow payments on mortgages. This ZIP code is located within Cayuga County. This is $2,066 less than the New York average of $5,252/year.

Compared to similar ZIP codes in New York, 13033 has lower property taxes. ZIP codes with similar effective rates include 13684 (1.92%) and 12072 (1.92%).

In Cato, property taxes represent approximately 4.0% of the median household income of $80,234, providing context for the relative tax burden on homeowners in this area.

New York has no statewide property tax cap; Cayuga County reassesses on a multi-year cycle, and your purchase price does not reset the assessment. Apply for STAR (School Tax Relief) with the Cayuga County Assessor if household income is ≤$500,000 to save $400–$600/year on school taxes. File your STAR application by March 15 following purchase; if age 65+, also inquire about Enhanced STAR to maximize your exemption.