13041 Property Tax Rate

Property owners in ZIP code 13041 (Clay, New York) pay a median of $5,228/year in property taxes on homes valued at $199,200. This translates to an effective tax rate of 2.62%, which is 42% above the New York state average of 1.85%.

The monthly property tax burden for a median-valued home in 13041 is approximately $436, which factors into escrow payments on mortgages. This ZIP code is located within Onondaga County.

Compared to similar ZIP codes in New York, 13041 has higher property taxes. ZIP codes with similar effective rates include 13904 (2.63%) and 14526 (2.62%).

In Clay, property taxes represent approximately 4.8% of the median household income of $108,491, providing context for the relative tax burden on homeowners in this area.

New York has no statewide property tax cap; Onondaga County is a high-rate jurisdiction where assessments are revalued periodically, and your purchase does not trigger an automatic reset. Enroll in STAR (School Tax Relief) immediately after closing if household income is ≤$500,000—this program saves Onondaga County homeowners $500–$900/year on school taxes through the Onondaga County Assessor. File by March 15 following your purchase and request a tentative assessment notice from the county to plan for potential increases.