13407 Property Tax Rate
Mohawk, New York · Part of Herkimer County
Effective Tax Rate
2.35%
40.1% below state avgMedian Annual Tax
$3,147
$262/mo escrow
Estimate Your Tax
Annual Tax
$3,147
Monthly
$262
Eff. Rate
2.35%
Buyer decision brief
What ZIP 13407 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$262/mo
Based on median annual tax paid
State context
0.50 percentage points above the New York average
New York average: 1.85%
Data confidence
High confidenceThe Census margin of error is $260, about 8% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Herkimer County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 13407 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$260 tax MOE, 8% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County context only
Herkimer County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 13407
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $134,200, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 2.35%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on New York and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $262 per month before insurance, HOA dues, or special assessments.
Assessor verification
Herkimer County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 13407 Compares
Median Annual Property Tax
ZIP 13407
2.35%
Effective rate
New York Avg
1.85%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in New York
Higher than 75% of ZIP codes in New York(75th percentile, 1,598 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 13407
Property owners in ZIP code 13407 (Mohawk, New York) pay a median of $3,147/year in property taxes on homes valued at $134,200. This translates to an effective tax rate of 2.35%, which is 27% above the New York state average of 1.85%.
The monthly property tax burden for a median-valued home in 13407 is approximately $262, which factors into escrow payments on mortgages. This ZIP code is located within Herkimer County. This is $2,105 less than the New York average of $5,252/year.
Compared to similar ZIP codes in New York, 13407 has lower property taxes. ZIP codes with similar effective rates include 12302 (2.34%) and 11951 (2.35%).
In Mohawk, property taxes represent approximately 4.3% of the median household income of $72,700, providing context for the relative tax burden on homeowners in this area.
If you're considering purchasing a home in 13407, keep in mind that property taxes are based on the assessed value assigned by the local assessor, which may differ from the purchase price. In some states, properties are reassessed at or near the sale price upon transfer of ownership. For the most current tax information for a specific property, consult Herkimer County's tax assessor directly.
Frequently Asked Questions
What is the property tax rate in ZIP code 13407?
How much are property taxes in Mohawk, NY (13407)?
How does ZIP 13407 compare to the New York average?
What is the median home value in ZIP 13407?
What county is ZIP code 13407 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$260. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 13407 is part of Herkimer County, New York. View the full county profile for broader context and more data.
View Herkimer County on TaxByCounty →Why compare these ZIPs?
Better comparison set for ZIP 13407
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
13331
Eagle Bay, NY
1.37 percentage points lower than ZIP 13407.
Rate
0.98%
Tax
$2,833
Quality
67
13472
Thendara, NY
1.36 percentage points lower than ZIP 13407.
Rate
0.99%
Tax
$3,637
Quality
74
13420
Old Forge, NY
1.11 percentage points lower than ZIP 13407.
Rate
1.23%
Tax
$4,307
Quality
77
13338
Forestport, NY
1.09 percentage points lower than ZIP 13407.
Rate
1.25%
Tax
$1,969
Quality
77
13431
Poland, NY
0.94 percentage points lower than ZIP 13407.
Rate
1.41%
Tax
$2,925
Quality
82
13324
Cold Brook, NY
0.92 percentage points lower than ZIP 13407.
Rate
1.43%
Tax
$2,069
Quality
77
13361
Jordanville, NY
0.55 percentage points lower than ZIP 13407.
Rate
1.80%
Tax
$3,210
Quality
77
13406
Middleville, NY
0.49 percentage points lower than ZIP 13407.
Rate
1.85%
Tax
$2,577
Quality
82
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.