13501 Property Tax Rate
Utica, New York · Part of Oneida County
Effective Tax Rate
2.30%
40.3% below state avgMedian Annual Tax
$3,134
$261/mo escrow
Estimate Your Tax
Annual Tax
$3,134
Monthly
$261
Eff. Rate
2.30%
Buyer decision brief
What ZIP 13501 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$261/mo
Based on median annual tax paid
State context
0.46 percentage points above the New York average
New York average: 1.85%
Data confidence
High confidenceThe Census margin of error is $204, about 7% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Oneida County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 13501 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$204 tax MOE, 7% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
Oneida County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 13501
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $136,100, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 2.30%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on New York and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $261 per month before insurance, HOA dues, or special assessments.
Assessor verification
Oneida County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 13501 Compares
Median Annual Property Tax
ZIP 13501
2.30%
Effective rate
New York Avg
1.85%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in New York
Higher than 73% of ZIP codes in New York(73th percentile, 1,598 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 13501
Property owners in ZIP code 13501 (Utica, New York) pay a median of $3,134/year in property taxes on homes valued at $136,100. This translates to an effective tax rate of 2.30%, which is 25% above the New York state average of 1.85%.
The monthly property tax burden for a median-valued home in 13501 is approximately $261, which factors into escrow payments on mortgages. This ZIP code is located within Oneida County. This is $2,118 less than the New York average of $5,252/year.
Compared to similar ZIP codes in New York, 13501 has higher property taxes. ZIP codes with similar effective rates include 12417 (2.30%) and 12603 (2.30%).
In Utica, property taxes represent approximately 6.3% of the median household income of $49,771, providing context for the relative tax burden on homeowners in this area.
New York has no statewide property tax cap; Oneida County reassesses properties periodically, and your purchase does not automatically trigger a revaluation. File for STAR (School Tax Relief) if household income is ≤$500,000 with the Oneida County Assessor to reduce school taxes by $300–$500/year. Submit your application by March 15 following purchase; request your assessment notice from the county assessor to verify the opening value.
Frequently Asked Questions
What is the property tax rate in ZIP code 13501?
How much are property taxes in Utica, NY (13501)?
How does ZIP 13501 compare to the New York average?
What is the median home value in ZIP 13501?
What county is ZIP code 13501 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$204. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 13501 is part of Oneida County, New York. View the full county profile for broader context and more data.
View Oneida County on TaxByCounty →Explore Utica, NY
View all 2 ZIP codes in Utica with property tax comparisons.
View Utica Property Tax Rates →Why compare these ZIPs?
Better comparison set for ZIP 13501
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
13494
Woodgate, NY
1.51 percentage points lower than ZIP 13501.
Rate
0.79%
Tax
$1,655
Quality
86
13162
Verona Beach, NY
1.03 percentage points lower than ZIP 13501.
Rate
1.27%
Tax
$2,602
Quality
88
13309
Boonville, NY
0.94 percentage points lower than ZIP 13501.
Rate
1.37%
Tax
$2,687
Quality
91
13316
Camden, NY
0.87 percentage points lower than ZIP 13501.
Rate
1.43%
Tax
$2,275
Quality
91
13363
Lee Center, NY
0.76 percentage points lower than ZIP 13501.
Rate
1.54%
Tax
$2,828
Quality
86
13438
Remsen, NY
0.72 percentage points lower than ZIP 13501.
Rate
1.59%
Tax
$2,811
Quality
91
13471
Taberg, NY
0.62 percentage points lower than ZIP 13501.
Rate
1.68%
Tax
$1,853
Quality
86
13478
Verona, NY
0.62 percentage points lower than ZIP 13501.
Rate
1.69%
Tax
$3,199
Quality
91
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.