13501 Property Tax Rate

Property owners in ZIP code 13501 (Utica, New York) pay a median of $3,134/year in property taxes on homes valued at $136,100. This translates to an effective tax rate of 2.30%, which is 25% above the New York state average of 1.85%.

The monthly property tax burden for a median-valued home in 13501 is approximately $261, which factors into escrow payments on mortgages. This ZIP code is located within Oneida County. This is $2,118 less than the New York average of $5,252/year.

Compared to similar ZIP codes in New York, 13501 has higher property taxes. ZIP codes with similar effective rates include 12417 (2.30%) and 12603 (2.30%).

In Utica, property taxes represent approximately 6.3% of the median household income of $49,771, providing context for the relative tax burden on homeowners in this area.

New York has no statewide property tax cap; Oneida County reassesses properties periodically, and your purchase does not automatically trigger a revaluation. File for STAR (School Tax Relief) if household income is ≤$500,000 with the Oneida County Assessor to reduce school taxes by $300–$500/year. Submit your application by March 15 following purchase; request your assessment notice from the county assessor to verify the opening value.