13650 Property Tax Rate

Property owners in ZIP code 13650 (Henderson, New York) pay a median of $3,179/year in property taxes on homes valued at $206,700. This translates to an effective tax rate of 1.54%, which is 17% below the New York state average of 1.85%.

The monthly property tax burden for a median-valued home in 13650 is approximately $265, which factors into escrow payments on mortgages. This ZIP code is located within Jefferson County. This is $2,073 less than the New York average of $5,252/year.

Compared to similar ZIP codes in New York, 13650 has lower property taxes. ZIP codes with similar effective rates include 14059 (1.54%) and 13153 (1.54%).

In Henderson, property taxes represent approximately 3.5% of the median household income of $91,458, providing context for the relative tax burden on homeowners in this area.

New York has no statewide property tax cap; reassessment timing and methodology are set by your municipality and administered by the local assessor. Jefferson County primary residence owners with household income under $500,000 qualify for the STAR (School Tax Relief) program, which removes a portion of assessed value from school district taxes and can save $250–$700/year depending on home value. Apply with the Jefferson County Assessor within 30 days of closing to ensure STAR benefits begin on your first tax bill.