13654 Property Tax Rate

Property owners in ZIP code 13654 (Heuvelton, New York) pay a median of $2,322/year in property taxes on homes valued at $127,500. This translates to an effective tax rate of 1.82%, which is near the New York state average of 1.85%.

The monthly property tax burden for a median-valued home in 13654 is approximately $194, which factors into escrow payments on mortgages. This ZIP code is located within St. Lawrence County. This is $2,930 less than the New York average of $5,252/year.

Compared to similar ZIP codes in New York, 13654 has higher property taxes. ZIP codes with similar effective rates include 12956 (1.82%) and 13812 (1.82%).

In Heuvelton, property taxes represent approximately 3.3% of the median household income of $71,389, providing context for the relative tax burden on homeowners in this area.

New York has no statewide property tax cap; St. Lawrence County property assessments are revalued periodically with no automatic adjustment at sale. Households earning ≤$500,000 should apply for STAR (School Tax Relief) through the St. Lawrence County Assessor to reduce school taxes by $250–$400/year. Submit your STAR application by March 15 following purchase and request your initial assessment from the county to track baseline value changes.