13693 Property Tax Rate

Property owners in ZIP code 13693 (Three Mile Bay, New York) pay a median of $3,433/year in property taxes on homes valued at $212,500. This translates to an effective tax rate of 1.62%, which is 12% below the New York state average of 1.85%.

The monthly property tax burden for a median-valued home in 13693 is approximately $286, which factors into escrow payments on mortgages. This ZIP code is located within Jefferson County. This is $1,819 less than the New York average of $5,252/year.

Compared to similar ZIP codes in New York, 13693 has lower property taxes. ZIP codes with similar effective rates include 10994 (1.62%) and 11705 (1.62%).

In Three Mile Bay, property taxes represent approximately 7.7% of the median household income of $44,375, providing context for the relative tax burden on homeowners in this area.

New York has no statewide property tax cap; reassessment timing and methodology are set by your municipality and administered by the local assessor. Jefferson County primary residence owners with household income under $500,000 qualify for the STAR (School Tax Relief) program, which removes a portion of assessed value from school district taxes and can save $250–$700/year depending on home value. Apply with the Jefferson County Assessor within 30 days of closing to ensure STAR benefits begin on your first tax bill.