13780 Property Tax Rate

Property owners in ZIP code 13780 (Guilford, New York) pay a median of $3,567/year in property taxes on homes valued at $124,100. This translates to an effective tax rate of 2.87%, which is 56% above the New York state average of 1.85%.

The monthly property tax burden for a median-valued home in 13780 is approximately $297, which factors into escrow payments on mortgages. This ZIP code is located within Chenango County. This is $1,685 less than the New York average of $5,252/year.

Compared to similar ZIP codes in New York, 13780 has lower property taxes. ZIP codes with similar effective rates include 13165 (2.87%) and 10535 (2.88%).

In Guilford, property taxes represent approximately 4.7% of the median household income of $75,278, providing context for the relative tax burden on homeowners in this area.

New York has no statewide property tax cap; Chenango County assesses on a multi-year cycle, and purchase does not reset the assessment. Households earning ≤$500,000 should file for STAR (School Tax Relief) through the Chenango County Assessor to reduce school taxes by $250–$400 annually. Submit your STAR application by March 15 following purchase and request a copy of the assessment roll from the county to track future increases.