14428 Property Tax Rate

Property owners in ZIP code 14428 (Churchville, New York) pay a median of $4,723/year in property taxes on homes valued at $215,100. This translates to an effective tax rate of 2.20%, which is 19% above the New York state average of 1.85%.

The monthly property tax burden for a median-valued home in 14428 is approximately $394, which factors into escrow payments on mortgages. This ZIP code is located within Monroe County. This is $529 less than the New York average of $5,252/year.

Compared to similar ZIP codes in New York, 14428 has lower property taxes. ZIP codes with similar effective rates include 14883 (2.20%) and 12180 (2.20%).

In Churchville, property taxes represent approximately 5.4% of the median household income of $86,711, providing context for the relative tax burden on homeowners in this area.

New York has no statewide property tax cap; Monroe County conducts assessments on town-by-town cycles, typically every 5–8 years. Monroe County primary residence owners with household income under $500,000 must enroll in STAR (School Tax Relief), which exempts a percentage of assessed value from school taxes — saving $400–$900/year in this higher-value market. Register for STAR with the Monroe County Assessor's office by the March 1 deadline to lock in the exemption.