14712 Property Tax Rate

Property owners in ZIP code 14712 (Bemus Point, New York) pay a median of $3,959/year in property taxes on homes valued at $219,000. This translates to an effective tax rate of 1.81%, which is near the New York state average of 1.85%.

The monthly property tax burden for a median-valued home in 14712 is approximately $330, which factors into escrow payments on mortgages. This ZIP code is located within Chautauqua County. This is $1,293 less than the New York average of $5,252/year.

Compared to similar ZIP codes in New York, 14712 has lower property taxes. ZIP codes with similar effective rates include 13616 (1.81%) and 10917 (1.81%).

In Bemus Point, property taxes represent approximately 5.1% of the median household income of $77,423, providing context for the relative tax burden on homeowners in this area.

New York has no statewide property tax cap; Chautauqua County towns reassess properties on their own cycles, typically every 6–10 years. Chautauqua County homeowners with primary residences and household income under $500,000 should enroll in the STAR (School Tax Relief) program, which reduces school taxes by exempting a percentage of assessed value — saving $200–$450/year. File your STAR application with the Chautauqua County Assessor or your town assessor by the March 1 deadline.