14878 Property Tax Rate

Property owners in ZIP code 14878 (Rock Stream, New York) pay a median of $2,150/year in property taxes on homes valued at $170,700. This translates to an effective tax rate of 1.26%, which is 32% below the New York state average of 1.85%.

The monthly property tax burden for a median-valued home in 14878 is approximately $179, which factors into escrow payments on mortgages. This ZIP code is located within Schuyler County. This is $3,102 less than the New York average of $5,252/year.

Compared to similar ZIP codes in New York, 14878 has higher property taxes. ZIP codes with similar effective rates include 13788 (1.26%) and 14211 (1.26%).

In Rock Stream, property taxes represent approximately 3.8% of the median household income of $56,875, providing context for the relative tax burden on homeowners in this area.

New York has no statewide property tax cap; Schuyler County reassessments are conducted by town assessors on schedules determined locally. Schuyler County primary residence owners with household income under $500,000 should apply for STAR (School Tax Relief) immediately, as the program exempts a portion of assessed value from school taxes and saves $200–$500/year. File your STAR application with the Schuyler County Assessor's office by March 1 to activate benefits.