14901 Property Tax Rate
Elmira, New York · Part of Chemung County
Effective Tax Rate
2.97%
49% below state avgMedian Annual Tax
$2,681
$223/mo escrow
Estimate Your Tax
Annual Tax
$2,681
Monthly
$223
Eff. Rate
2.97%
Buyer decision brief
What ZIP 14901 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$223/mo
Based on median annual tax paid
State context
1.12 percentage points above the New York average
New York average: 1.85%
Data confidence
High confidenceThe Census margin of error is $324, about 12% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Chemung County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 14901 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$324 tax MOE, 12% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
Chemung County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 14901
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $90,300, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 2.97%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on New York and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $223 per month before insurance, HOA dues, or special assessments.
Assessor verification
Chemung County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 14901 Compares
Median Annual Property Tax
ZIP 14901
2.97%
Effective rate
New York Avg
1.85%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in New York
Higher than 96% of ZIP codes in New York(96th percentile, 1,598 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 14901
Property owners in ZIP code 14901 (Elmira, New York) pay a median of $2,681/year in property taxes on homes valued at $90,300. This translates to an effective tax rate of 2.97%, which is 61% above the New York state average of 1.85%.
The monthly property tax burden for a median-valued home in 14901 is approximately $223, which factors into escrow payments on mortgages. This ZIP code is located within Chemung County. This is $2,571 less than the New York average of $5,252/year.
Compared to similar ZIP codes in New York, 14901 has higher property taxes. ZIP codes with similar effective rates include 14880 (2.97%) and 14506 (2.96%).
In Elmira, property taxes represent approximately 6.6% of the median household income of $40,524, providing context for the relative tax burden on homeowners in this area.
New York has no statewide property tax cap; Chemung County towns reassess properties on local cycles, typically every 5–8 years. Chemung County homebuyers with primary residences and household income under $500,000 must enroll in STAR (School Tax Relief), which exempts a percentage of assessed value from school taxes — saving $400–$1,000/year in this higher-value market. Register for STAR with the Chemung County Assessor's office by the March 1 deadline to begin receiving benefits on your next tax bill.
Frequently Asked Questions
What is the property tax rate in ZIP code 14901?
How much are property taxes in Elmira, NY (14901)?
How does ZIP 14901 compare to the New York average?
What is the median home value in ZIP 14901?
What county is ZIP code 14901 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$324. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 14901 is part of Chemung County, New York. View the full county profile for broader context and more data.
View Chemung County on TaxByCounty →Explore Elmira, NY
View all 4 ZIP codes in Elmira with property tax comparisons.
View Elmira Property Tax Rates →Why compare these ZIPs?
Better comparison set for ZIP 14901
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
14905
Elmira, NY
0.51 percentage points lower than ZIP 14901.
Rate
2.46%
Tax
$4,168
Quality
96
14903
Elmira, NY
0.17 percentage points lower than ZIP 14901.
Rate
2.80%
Tax
$3,470
Quality
91
14904
Elmira, NY
0.16 percentage points lower than ZIP 14901.
Rate
2.81%
Tax
$2,450
Quality
96
14825
Chemung, NY
1.31 percentage points lower than ZIP 14901.
Rate
1.65%
Tax
$2,573
Quality
86
14845
Horseheads, NY
0.89 percentage points lower than ZIP 14901.
Rate
2.08%
Tax
$3,830
Quality
91
14889
Van Etten, NY
0.79 percentage points lower than ZIP 14901.
Rate
2.18%
Tax
$3,014
Quality
91
14871
Pine City, NY
0.77 percentage points lower than ZIP 14901.
Rate
2.20%
Tax
$3,736
Quality
86
14838
Erin, NY
0.68 percentage points lower than ZIP 14901.
Rate
2.29%
Tax
$2,995
Quality
91
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.