28027 Property Tax Rate
Concord, North Carolina · Part of Cabarrus County
Effective Tax Rate
0.81%
74.2% above state avgMedian Annual Tax
$2,772
$231/mo escrow
Estimate Your Tax
Annual Tax
$2,772
Monthly
$231
Eff. Rate
0.81%
Buyer decision brief
What ZIP 28027 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$231/mo
Based on median annual tax paid
State context
0.10 percentage points above the North Carolina average
North Carolina average: 0.71%
Data confidence
High confidenceThe Census margin of error is $110, about 4% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Cabarrus County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 28027 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$110 tax MOE, 4% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
Cabarrus County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 28027
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $341,900, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 0.81%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on North Carolina and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $231 per month before insurance, HOA dues, or special assessments.
Assessor verification
Cabarrus County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 28027 Compares
Median Annual Property Tax
ZIP 28027
0.81%
Effective rate
North Carolina Avg
0.71%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in North Carolina
Higher than 75% of ZIP codes in North Carolina(75th percentile, 754 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 28027
Property owners in ZIP code 28027 (Concord, North Carolina) pay a median of $2,772/year in property taxes on homes valued at $341,900. This translates to an effective tax rate of 0.81%, which is 13% above the North Carolina state average of 0.71%.
The monthly property tax burden for a median-valued home in 28027 is approximately $231, which factors into escrow payments on mortgages. This ZIP code is located within Cabarrus County. This is $1,181 more than the North Carolina average of $1,591/year.
Compared to similar ZIP codes in North Carolina, 28027 has higher property taxes. ZIP codes with similar effective rates include 27023 (0.81%) and 27804 (0.81%).
In Concord, property taxes represent approximately 3.1% of the median household income of $89,101, providing context for the relative tax burden on homeowners in this area.
North Carolina revalues property every four years at market value; your home will be reassessed to the purchase price during the next revaluation cycle. Cabarrus County offers a Homestead Property Tax Exclusion ($20,000–$25,000 off assessed value depending on age and disability status) — apply through the Cabarrus County Tax Assessor's office and confirm income and occupancy requirements. File your homestead exemption application with the Cabarrus County Tax Assessor before your first tax bill to maximize your benefit.
Frequently Asked Questions
What is the property tax rate in ZIP code 28027?
How much are property taxes in Concord, NC (28027)?
How does ZIP 28027 compare to the North Carolina average?
What is the median home value in ZIP 28027?
What county is ZIP code 28027 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$110. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 28027 is part of Cabarrus County, North Carolina. View the full county profile for broader context and more data.
View Cabarrus County on TaxByCounty →Explore Concord, NC
View all 2 ZIP codes in Concord with property tax comparisons.
View Concord Property Tax Rates →Why compare these ZIPs?
Better comparison set for ZIP 28027
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
28025
Concord, NC
0.07 percentage points lower than ZIP 28027.
Rate
0.74%
Tax
$1,963
Quality
96
28107
Midland, NC
0.14 percentage points lower than ZIP 28027.
Rate
0.67%
Tax
$2,370
Quality
89
28075
Harrisburg, NC
0.12 percentage points lower than ZIP 28027.
Rate
0.70%
Tax
$3,087
Quality
89
28124
Mount Pleasant, NC
0.07 percentage points lower than ZIP 28027.
Rate
0.74%
Tax
$1,971
Quality
89
28083
Kannapolis, NC
0.03 percentage points lower than ZIP 28027.
Rate
0.78%
Tax
$1,515
Quality
96
28081
Kannapolis, NC
0.01 percentage points lower than ZIP 28027.
Rate
0.80%
Tax
$2,051
Quality
96
28207
Charlotte, NC
0.07 percentage points lower than ZIP 28027.
Rate
0.74%
Tax
$10,001
Quality
82
28480
Wrightsville Beach, NC
0.34 percentage points lower than ZIP 28027.
Rate
0.47%
Tax
$4,974
Quality
77
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.