28086 Property Tax Rate

Property owners in ZIP code 28086 (Kings Mountain, North Carolina) pay a median of $1,203/year in property taxes on homes valued at $181,600. This translates to an effective tax rate of 0.66%, which is 7% below the North Carolina state average of 0.71%.

The monthly property tax burden for a median-valued home in 28086 is approximately $100, which factors into escrow payments on mortgages. This ZIP code is located within Cleveland County. This is $388 less than the North Carolina average of $1,591/year.

Compared to similar ZIP codes in North Carolina, 28086 has higher property taxes. ZIP codes with similar effective rates include 28342 (0.66%) and 28669 (0.66%).

In Kings Mountain, property taxes represent approximately 2.1% of the median household income of $56,079, providing context for the relative tax burden on homeowners in this area.

North Carolina revalues properties every four years at market value; your assessed value will reset to your purchase price on the next revaluation date. Cleveland County offers a Homestead Property Tax Exclusion reducing assessed value by $20,000–$25,000 depending on age and income — file the application with the Cleveland County Tax Assessor's office to qualify. Submit your homestead exemption claim to the Cleveland County Tax Assessor immediately after closing to ensure the exclusion applies to your first bill.