28306 Property Tax Rate
Fayetteville, North Carolina · Part of Cumberland County
Effective Tax Rate
0.84%
15.3% above state avgMedian Annual Tax
$1,835
$153/mo escrow
Estimate Your Tax
Annual Tax
$1,835
Monthly
$153
Eff. Rate
0.84%
Buyer decision brief
What ZIP 28306 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$153/mo
Based on median annual tax paid
State context
0.12 percentage points above the North Carolina average
North Carolina average: 0.71%
Data confidence
High confidenceThe Census margin of error is $138, about 8% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Cumberland County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 28306 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$138 tax MOE, 8% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
Cumberland County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 28306
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $218,900, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 0.84%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on North Carolina and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $153 per month before insurance, HOA dues, or special assessments.
Assessor verification
Cumberland County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 28306 Compares
Median Annual Property Tax
ZIP 28306
0.84%
Effective rate
North Carolina Avg
0.71%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in North Carolina
Higher than 78% of ZIP codes in North Carolina(78th percentile, 754 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 28306
Property owners in ZIP code 28306 (Fayetteville, North Carolina) pay a median of $1,835/year in property taxes on homes valued at $218,900. This translates to an effective tax rate of 0.84%, which is 17% above the North Carolina state average of 0.71%.
The monthly property tax burden for a median-valued home in 28306 is approximately $153, which factors into escrow payments on mortgages. This ZIP code is located within Cumberland County. This is $244 more than the North Carolina average of $1,591/year.
Compared to similar ZIP codes in North Carolina, 28306 has higher property taxes. ZIP codes with similar effective rates include 27508 (0.84%) and 27803 (0.84%).
In Fayetteville, property taxes represent approximately 2.9% of the median household income of $63,175, providing context for the relative tax burden on homeowners in this area.
North Carolina revalues property every four years at market value; your assessed value will reset to the purchase price on the next revaluation date. Cumberland County offers a Homestead Property Tax Exclusion ($20,000–$25,000 off assessed value) for seniors 65+, permanently disabled homeowners, or widows meeting income requirements — apply through the Cumberland County Tax Assessor's office. File your homestead exemption application with the Cumberland County Tax Assessor immediately after purchase to ensure the exclusion applies to your first bill.
Frequently Asked Questions
What is the property tax rate in ZIP code 28306?
How much are property taxes in Fayetteville, NC (28306)?
How does ZIP 28306 compare to the North Carolina average?
What is the median home value in ZIP 28306?
What county is ZIP code 28306 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$138. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 28306 is part of Cumberland County, North Carolina. View the full county profile for broader context and more data.
View Cumberland County on TaxByCounty →Explore Fayetteville, NC
View all 8 ZIP codes in Fayetteville with property tax comparisons.
View Fayetteville Property Tax Rates →Why compare these ZIPs?
Better comparison set for ZIP 28306
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
28342
Falcon, NC
0.18 percentage points lower than ZIP 28306.
Rate
0.66%
Tax
$1,214
Quality
74
28395
Wade, NC
0.09 percentage points lower than ZIP 28306.
Rate
0.75%
Tax
$1,699
Quality
89
28356
Linden, NC
0.08 percentage points lower than ZIP 28306.
Rate
0.76%
Tax
$1,639
Quality
84
28207
Charlotte, NC
0.10 percentage points lower than ZIP 28306.
Rate
0.74%
Tax
$10,001
Quality
82
28480
Wrightsville Beach, NC
0.36 percentage points lower than ZIP 28306.
Rate
0.47%
Tax
$4,974
Quality
77
27608
Raleigh, NC
0.08 percentage points lower than ZIP 28306.
Rate
0.76%
Tax
$6,949
Quality
94
28774
Sapphire, NC
0.42 percentage points lower than ZIP 28306.
Rate
0.42%
Tax
$3,022
Quality
77
28203
Charlotte, NC
0.01 percentage points lower than ZIP 28306.
Rate
0.83%
Tax
$5,896
Quality
94
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.