28443 Property Tax Rate

Property owners in ZIP code 28443 (Hampstead, North Carolina) pay a median of $2,449/year in property taxes on homes valued at $356,500. This translates to an effective tax rate of 0.69%, which is 4% below the North Carolina state average of 0.71%.

The monthly property tax burden for a median-valued home in 28443 is approximately $204, which factors into escrow payments on mortgages. This ZIP code is located within Pender County. This is $858 more than the North Carolina average of $1,591/year.

Compared to similar ZIP codes in North Carolina, 28443 has higher property taxes. ZIP codes with similar effective rates include 27520 (0.69%) and 27807 (0.69%).

In Hampstead, property taxes represent approximately 2.7% of the median household income of $89,392, providing context for the relative tax burden on homeowners in this area.

North Carolina revalues property every four years at market value; your assessed value will reset to the purchase price on the next revaluation date. Pender County offers a Homestead Property Tax Exclusion reducing assessed value by $20,000–$25,000 for homeowners 65+, permanently disabled, or widows meeting income thresholds — file your application with the Pender County Tax Assessor's office. Submit your homestead exemption to the Pender County Tax Assessor before your first tax bill to secure the exclusion.