28581 Property Tax Rate

Property owners in ZIP code 28581 (Stacy, North Carolina) pay a median of $980/year in property taxes on homes valued at $172,500. This translates to an effective tax rate of 0.57%, which is 21% below the North Carolina state average of 0.71%.

The monthly property tax burden for a median-valued home in 28581 is approximately $82, which factors into escrow payments on mortgages. This ZIP code is located within Carteret County. This is $611 less than the North Carolina average of $1,591/year.

Compared to similar ZIP codes in North Carolina, 28581 has higher property taxes. ZIP codes with similar effective rates include 28623 (0.57%) and 28640 (0.57%).

North Carolina assesses property at current market value each year with no statewide cap, and your home will be revalued to reflect the purchase price at sale. Carteret County provides a Homestead Property Tax Exemption ($25,000 reduction for primary residences) and a Senior Exemption program — apply with the Carteret County Tax Assessor's office within 30 days of closing to lock in your exemption. Request a property tax record from the assessor to document your purchase price and monitor for assessment errors.