28637 Property Tax Rate

Property owners in ZIP code 28637 (Hildebran, North Carolina) pay a median of $1,344/year in property taxes on homes valued at $189,400. This translates to an effective tax rate of 0.71%, which is near the North Carolina state average of 0.71%.

The monthly property tax burden for a median-valued home in 28637 is approximately $112, which factors into escrow payments on mortgages. This ZIP code is located within Burke County. This is $247 less than the North Carolina average of $1,591/year.

Compared to similar ZIP codes in North Carolina, 28637 has lower property taxes. ZIP codes with similar effective rates include 27317 (0.71%) and 27371 (0.71%).

In Hildebran, property taxes represent approximately 2.3% of the median household income of $58,190, providing context for the relative tax burden on homeowners in this area.

North Carolina values property at market value each year with no statewide cap on increases, and you will face a full reassessment to purchase price at sale. Burke County provides a Homestead Property Tax Exemption ($25,000 reduction for primary residences) and programs for disabled veterans and seniors — contact the Burke County Tax Assessor's office to file your exemption application shortly after purchase. Check your tax bill the following year to confirm the exemption was applied and dispute any assessment that exceeds the purchase price.