44504 Property Tax Rate
Youngstown, Ohio · Part of Mahoning County
Effective Tax Rate
1.29%
58.3% below state avgMedian Annual Tax
$960
$80/mo escrow
Estimate Your Tax
Annual Tax
$960
Monthly
$80
Eff. Rate
1.29%
Buyer decision brief
What ZIP 44504 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$80/mo
Based on median annual tax paid
State context
0.05 percentage points above the Ohio average
Ohio average: 1.24%
Data confidence
Moderate confidenceThe Census margin of error is $260, about 27% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Mahoning County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 44504 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Moderate ACS confidence
$260 tax MOE, 27% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
Mahoning County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 44504
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $74,700, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 1.29%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Ohio and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $80 per month before insurance, HOA dues, or special assessments.
Assessor verification
Mahoning County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 44504 Compares
Median Annual Property Tax
ZIP 44504
1.29%
Effective rate
Ohio Avg
1.24%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Ohio
Higher than 63% of ZIP codes in Ohio(63th percentile, 1,116 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 44504
Property owners in ZIP code 44504 (Youngstown, Ohio) pay a median of $960/year in property taxes on homes valued at $74,700. This translates to an effective tax rate of 1.29%, which is 4% above the Ohio state average of 1.24%.
The monthly property tax burden for a median-valued home in 44504 is approximately $80, which factors into escrow payments on mortgages. This ZIP code is located within Mahoning County. This is $1,344 less than the Ohio average of $2,304/year.
Compared to similar ZIP codes in Ohio, 44504 has higher property taxes. ZIP codes with similar effective rates include 45245 (1.28%) and 44903 (1.29%).
In Youngstown, property taxes represent approximately 2.4% of the median household income of $40,156, providing context for the relative tax burden on homeowners in this area.
Ohio reassesses Mahoning County properties on a triennial schedule through the County Auditor, meaning your home gets revalued every three years with a 30-day window to appeal the new assessment. Claim the 2.5% Owner-Occupancy Credit on your primary residence and apply for the Homestead Exemption if you're 65 or older or disabled—file both with the Mahoning County Auditor to reduce your taxable value. Contact the Mahoning County Auditor within 30 days of closing to review your property card, verify the next reassessment year, and prepare to file a timely Board of Revision appeal if the assessed value is inaccurate.
Frequently Asked Questions
What is the property tax rate in ZIP code 44504?
How much are property taxes in Youngstown, OH (44504)?
How does ZIP 44504 compare to the Ohio average?
What is the median home value in ZIP 44504?
What county is ZIP code 44504 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$260. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 44504 is part of Mahoning County, Ohio. View the full county profile for broader context and more data.
View Mahoning County on TaxByCounty →Explore Youngstown, OH
View all 11 ZIP codes in Youngstown with property tax comparisons.
View Youngstown Property Tax Rates →Why compare these ZIPs?
Better comparison set for ZIP 44504
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
44506
Youngstown, OH
0.20 percentage points lower than ZIP 44504.
Rate
1.09%
Tax
$263
Quality
86
44609
Beloit, OH
0.32 percentage points lower than ZIP 44504.
Rate
0.97%
Tax
$1,843
Quality
91
44672
Sebring, OH
0.22 percentage points lower than ZIP 44504.
Rate
1.06%
Tax
$1,051
Quality
91
44443
New Springfield, OH
0.17 percentage points lower than ZIP 44504.
Rate
1.12%
Tax
$2,529
Quality
86
44449
North Benton, OH
0.13 percentage points lower than ZIP 44504.
Rate
1.16%
Tax
$1,844
Quality
91
44454
Petersburg, OH
0.11 percentage points lower than ZIP 44504.
Rate
1.18%
Tax
$1,941
Quality
86
45243
Cincinnati, OH
$542,200 higher median home value than ZIP 44504.
Rate
1.50%
Tax
$9,278
Quality
94
45174
Terrace Park, OH
$506,300 higher median home value than ZIP 44504.
Rate
1.72%
Tax
$10,001
Quality
70
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.