45013 Property Tax Rate
Hamilton, Ohio · Part of Butler County
Effective Tax Rate
1.10%
4% above state avgMedian Annual Tax
$2,397
$200/mo escrow
Estimate Your Tax
Annual Tax
$2,397
Monthly
$200
Eff. Rate
1.10%
Buyer decision brief
What ZIP 45013 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$200/mo
Based on median annual tax paid
State context
0.14 percentage points below the Ohio average
Ohio average: 1.24%
Data confidence
High confidenceThe Census margin of error is $101, about 4% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Butler County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 45013 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$101 tax MOE, 4% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
Butler County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 45013
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $217,200, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 1.10%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Ohio and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $200 per month before insurance, HOA dues, or special assessments.
Assessor verification
Butler County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 45013 Compares
Median Annual Property Tax
ZIP 45013
1.10%
Effective rate
Ohio Avg
1.24%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Ohio
Lower than 59% of ZIP codes in Ohio(41th percentile, 1,116 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 45013
Property owners in ZIP code 45013 (Hamilton, Ohio) pay a median of $2,397/year in property taxes on homes valued at $217,200. This translates to an effective tax rate of 1.10%, which is 11% below the Ohio state average of 1.24%.
The monthly property tax burden for a median-valued home in 45013 is approximately $200, which factors into escrow payments on mortgages. This ZIP code is located within Butler County.
Compared to similar ZIP codes in Ohio, 45013 has lower property taxes. ZIP codes with similar effective rates include 45838 (1.10%) and 44618 (1.10%).
In Hamilton, property taxes represent approximately 3.3% of the median household income of $72,932, providing context for the relative tax burden on homeowners in this area.
Ohio reassesses property values triennially by county auditor, and your home will be revalued at purchase price when you buy; the 2.5% Owner-Occupancy Credit applies to primary residences, reducing your effective tax rate. If you are 65 or older or disabled, file for the Homestead Exemption with the Butler County Auditor to exclude up to $35,000 of assessed value from taxation. Contact the Butler County Auditor's office immediately after closing to claim your Owner-Occupancy Credit and verify your primary residence status on the tax record.
Frequently Asked Questions
What is the property tax rate in ZIP code 45013?
How much are property taxes in Hamilton, OH (45013)?
How does ZIP 45013 compare to the Ohio average?
What is the median home value in ZIP 45013?
What county is ZIP code 45013 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$101. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 45013 is part of Butler County, Ohio. View the full county profile for broader context and more data.
View Butler County on TaxByCounty →Explore Hamilton, OH
View all 3 ZIP codes in Hamilton with property tax comparisons.
View Hamilton Property Tax Rates →Why compare these ZIPs?
Better comparison set for ZIP 45013
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
45015
Hamilton, OH
0.05 percentage points lower than ZIP 45013.
Rate
1.05%
Tax
$1,226
Quality
96
45064
Somerville, OH
0.17 percentage points lower than ZIP 45013.
Rate
0.94%
Tax
$1,965
Quality
89
45053
Okeana, OH
0.07 percentage points lower than ZIP 45013.
Rate
1.03%
Tax
$3,333
Quality
89
45056
Oxford, OH
0.04 percentage points lower than ZIP 45013.
Rate
1.07%
Tax
$2,645
Quality
89
45067
Trenton, OH
0.03 percentage points lower than ZIP 45013.
Rate
1.07%
Tax
$2,302
Quality
89
45062
Seven Mile, OH
0.03 percentage points lower than ZIP 45013.
Rate
1.08%
Tax
$1,557
Quality
84
45243
Cincinnati, OH
$399,700 higher median home value than ZIP 45013.
Rate
1.50%
Tax
$9,278
Quality
94
45174
Terrace Park, OH
$363,800 higher median home value than ZIP 45013.
Rate
1.72%
Tax
$10,001
Quality
70
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.