45131 Property Tax Rate
Higginsport, Ohio · Part of Brown County
Effective Tax Rate
0.92%
61.5% below state avgMedian Annual Tax
$886
$74/mo escrow
Estimate Your Tax
Annual Tax
$886
Monthly
$74
Eff. Rate
0.92%
Buyer decision brief
What ZIP 45131 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$74/mo
Based on median annual tax paid
State context
0.32 percentage points below the Ohio average
Ohio average: 1.24%
Data confidence
Moderate confidenceThe Census margin of error is $198, about 22% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Brown County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 45131 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Moderate ACS confidence
$198 tax MOE, 22% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County context only
Brown County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 45131
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $96,400, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 0.92%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Ohio and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $74 per month before insurance, HOA dues, or special assessments.
Assessor verification
Brown County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 45131 Compares
Median Annual Property Tax
ZIP 45131
0.92%
Effective rate
Ohio Avg
1.24%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Ohio
Lower than 83% of ZIP codes in Ohio(17th percentile, 1,116 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 45131
Property owners in ZIP code 45131 (Higginsport, Ohio) pay a median of $886/year in property taxes on homes valued at $96,400. This translates to an effective tax rate of 0.92%, which is 26% below the Ohio state average of 1.24%.
The monthly property tax burden for a median-valued home in 45131 is approximately $74, which factors into escrow payments on mortgages. This ZIP code is located within Brown County. This is $1,418 less than the Ohio average of $2,304/year.
Compared to similar ZIP codes in Ohio, 45131 has lower property taxes. ZIP codes with similar effective rates include 43756 (0.92%) and 43143 (0.92%).
In Higginsport, property taxes represent approximately 1.7% of the median household income of $50,694, providing context for the relative tax burden on homeowners in this area.
If you're considering purchasing a home in 45131, keep in mind that property taxes are based on the assessed value assigned by the local assessor, which may differ from the purchase price. In some states, properties are reassessed at or near the sale price upon transfer of ownership. For the most current tax information for a specific property, consult Brown County's tax assessor directly.
Frequently Asked Questions
What is the property tax rate in ZIP code 45131?
How much are property taxes in Higginsport, OH (45131)?
How does ZIP 45131 compare to the Ohio average?
What is the median home value in ZIP 45131?
What county is ZIP code 45131 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$198. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 45131 is part of Brown County, Ohio. View the full county profile for broader context and more data.
View Brown County on TaxByCounty →Why compare these ZIPs?
Better comparison set for ZIP 45131
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
45167
Ripley, OH
0.15 percentage points lower than ZIP 45131.
Rate
0.77%
Tax
$1,243
Quality
82
45171
Sardinia, OH
0.12 percentage points lower than ZIP 45131.
Rate
0.80%
Tax
$1,428
Quality
82
45154
Mount Orab, OH
0.08 percentage points lower than ZIP 45131.
Rate
0.83%
Tax
$1,545
Quality
82
45118
Fayetteville, OH
0.04 percentage points lower than ZIP 45131.
Rate
0.87%
Tax
$1,974
Quality
77
45121
Georgetown, OH
0.04 percentage points lower than ZIP 45131.
Rate
0.88%
Tax
$1,324
Quality
82
45130
Hamersville, OH
0.01 percentage points lower than ZIP 45131.
Rate
0.91%
Tax
$2,078
Quality
77
45243
Cincinnati, OH
$520,500 higher median home value than ZIP 45131.
Rate
1.50%
Tax
$9,278
Quality
94
45174
Terrace Park, OH
$484,600 higher median home value than ZIP 45131.
Rate
1.72%
Tax
$10,001
Quality
70
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.