45214 Property Tax Rate
Cincinnati, Ohio · Part of Hamilton County
Effective Tax Rate
1.44%
36.4% below state avgMedian Annual Tax
$1,465
$122/mo escrow
Estimate Your Tax
Annual Tax
$1,465
Monthly
$122
Eff. Rate
1.44%
Buyer decision brief
What ZIP 45214 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$122/mo
Based on median annual tax paid
State context
0.20 percentage points above the Ohio average
Ohio average: 1.24%
Data confidence
Moderate confidenceThe Census margin of error is $464, about 32% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Hamilton County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 45214 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Moderate ACS confidence
$464 tax MOE, 32% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
Hamilton County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 45214
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $102,000, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 1.44%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Ohio and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $122 per month before insurance, HOA dues, or special assessments.
Assessor verification
Hamilton County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 45214 Compares
Median Annual Property Tax
ZIP 45214
1.44%
Effective rate
Ohio Avg
1.24%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Ohio
Higher than 76% of ZIP codes in Ohio(76th percentile, 1,116 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 45214
Property owners in ZIP code 45214 (Cincinnati, Ohio) pay a median of $1,465/year in property taxes on homes valued at $102,000. This translates to an effective tax rate of 1.44%, which is 16% above the Ohio state average of 1.24%.
The monthly property tax burden for a median-valued home in 45214 is approximately $122, which factors into escrow payments on mortgages. This ZIP code is located within Hamilton County. This is $839 less than the Ohio average of $2,304/year.
Compared to similar ZIP codes in Ohio, 45214 has higher property taxes. ZIP codes with similar effective rates include 44202 (1.44%) and 44052 (1.44%).
In Cincinnati, property taxes represent approximately 5.6% of the median household income of $26,348, providing context for the relative tax burden on homeowners in this area.
Ohio's triennial reassessment in Hamilton County is administered by the County Auditor, with your property revalued every three years and a strict 30-day appeal deadline from notice. Apply for the 2.5% Owner-Occupancy Credit on your primary residence and file for the Homestead Exemption if you're 65+ or disabled—submit both to the Hamilton County Auditor to reduce your assessed value. Visit the Hamilton County Auditor's office or website within 30 days of closing to obtain your property record, note the next reassessment date, and mark the 30-day appeal deadline so you can file a Board of Revision challenge if needed.
Frequently Asked Questions
What is the property tax rate in ZIP code 45214?
How much are property taxes in Cincinnati, OH (45214)?
How does ZIP 45214 compare to the Ohio average?
What is the median home value in ZIP 45214?
What county is ZIP code 45214 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$464. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 45214 is part of Hamilton County, Ohio. View the full county profile for broader context and more data.
View Hamilton County on TaxByCounty →Explore Cincinnati, OH
View all 45 ZIP codes in Cincinnati with property tax comparisons.
View Cincinnati Property Tax Rates →Why compare these ZIPs?
Better comparison set for ZIP 45214
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
45245
Cincinnati, OH
0.15 percentage points lower than ZIP 45214.
Rate
1.28%
Tax
$3,334
Quality
94
45207
Cincinnati, OH
0.73 percentage points lower than ZIP 45214.
Rate
0.71%
Tax
$1,363
Quality
101
45225
Cincinnati, OH
0.50 percentage points lower than ZIP 45214.
Rate
0.94%
Tax
$1,014
Quality
86
45219
Cincinnati, OH
0.36 percentage points lower than ZIP 45214.
Rate
1.08%
Tax
$2,392
Quality
101
45223
Cincinnati, OH
0.31 percentage points lower than ZIP 45214.
Rate
1.13%
Tax
$2,300
Quality
101
45216
Cincinnati, OH
0.29 percentage points lower than ZIP 45214.
Rate
1.15%
Tax
$1,584
Quality
96
45229
Cincinnati, OH
0.17 percentage points lower than ZIP 45214.
Rate
1.27%
Tax
$4,017
Quality
96
45212
Cincinnati, OH
0.14 percentage points lower than ZIP 45214.
Rate
1.29%
Tax
$2,970
Quality
101
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.