73069 Property Tax Rate
Norman, Oklahoma · Part of Cleveland County
Effective Tax Rate
1.03%
121.6% above state avgMedian Annual Tax
$2,198
$183/mo escrow
Estimate Your Tax
Annual Tax
$2,198
Monthly
$183
Eff. Rate
1.03%
Buyer decision brief
What ZIP 73069 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$183/mo
Based on median annual tax paid
State context
0.37 percentage points above the Oklahoma average
Oklahoma average: 0.66%
Data confidence
High confidenceThe Census margin of error is $161, about 7% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Cleveland County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 73069 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$161 tax MOE, 7% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
Cleveland County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 73069
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $212,400, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 1.03%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Oklahoma and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $183 per month before insurance, HOA dues, or special assessments.
Assessor verification
Cleveland County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 73069 Compares
Median Annual Property Tax
ZIP 73069
1.03%
Effective rate
Oklahoma Avg
0.66%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Oklahoma
Higher than 94% of ZIP codes in Oklahoma(94th percentile, 592 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 73069
Property owners in ZIP code 73069 (Norman, Oklahoma) pay a median of $2,198/year in property taxes on homes valued at $212,400. This translates to an effective tax rate of 1.03%, which is 56% above the Oklahoma state average of 0.66%.
The monthly property tax burden for a median-valued home in 73069 is approximately $183, which factors into escrow payments on mortgages. This ZIP code is located within Cleveland County. This is $1,206 more than the Oklahoma average of $992/year.
Compared to similar ZIP codes in Oklahoma, 73069 has higher property taxes. ZIP codes with similar effective rates include 73120 (1.03%) and 73127 (1.04%).
In Norman, property taxes represent approximately 3.9% of the median household income of $55,699, providing context for the relative tax burden on homeowners in this area.
Oklahoma assessments are not frozen at purchase price and do not reset on sale — the Cleveland County Assessor will appraise your property according to current market value and county policy. Cleveland County provides a Homestead Exemption and Senior Exemption programs; file applications with the Cleveland County Assessor's office to reduce your taxable base. Submit your exemption paperwork within 30 days of closing and request a property record review to ensure the assessed value matches similar homes in your area.
Frequently Asked Questions
What is the property tax rate in ZIP code 73069?
How much are property taxes in Norman, OK (73069)?
How does ZIP 73069 compare to the Oklahoma average?
What is the median home value in ZIP 73069?
What county is ZIP code 73069 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$161. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 73069 is part of Cleveland County, Oklahoma. View the full county profile for broader context and more data.
View Cleveland County on TaxByCounty →Explore Norman, OK
View all 4 ZIP codes in Norman with property tax comparisons.
View Norman Property Tax Rates →Why compare these ZIPs?
Better comparison set for ZIP 73069
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
73026
Norman, OK
0.15 percentage points lower than ZIP 73069.
Rate
0.89%
Tax
$2,363
Quality
96
73071
Norman, OK
0.04 percentage points lower than ZIP 73069.
Rate
1.00%
Tax
$2,065
Quality
96
73072
Norman, OK
0.03 percentage points lower than ZIP 73069.
Rate
1.00%
Tax
$2,920
Quality
96
73051
Lexington, OK
0.32 percentage points lower than ZIP 73069.
Rate
0.71%
Tax
$1,093
Quality
84
73068
Noble, OK
0.24 percentage points lower than ZIP 73069.
Rate
0.79%
Tax
$1,494
Quality
89
74857
Newalla, OK
0.21 percentage points lower than ZIP 73069.
Rate
0.83%
Tax
$1,446
Quality
84
73165
Oklahoma City, OK
0.07 percentage points lower than ZIP 73069.
Rate
0.97%
Tax
$3,098
Quality
101
73151
Oklahoma City, OK
0.18 percentage points lower than ZIP 73069.
Rate
0.86%
Tax
$5,561
Quality
94
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.