Ponca City, OK Property Tax Rates
Compare property tax rates across 2 ZIP codes in Ponca City, Oklahoma.
Avg Tax Rate
0.68%
Avg Annual Tax
$1,022
Avg Home Value
$146,400
ZIP Codes
2
Property Tax Overview: Ponca City, OK
Ponca City has 2 ZIP codes with property tax data. The average effective tax rate across these ZIPs is 0.68%, which is 3% above the Oklahoma average of 0.66%. Annual property taxes range from $598 (ZIP 74601) to $1,446 (ZIP 74604).
For a home at Ponca City's median value of $146,400, property taxes add approximately $83/month to housing costs. Ponca City home values are close to the Oklahoma median of $145,760.
Property tax rates within Ponca City vary by 0.10 percentage points across its ZIP codes. This variation typically reflects different school district boundaries, special assessment zones, and municipal service areas within the city.
Ponca City vs Oklahoma Average
Effective Tax Rate
3% above state average
Annual Property Tax
Median Home Value
Frequently Asked Questions
What is the average property tax rate in Ponca City, OK?
The average effective property tax rate in Ponca City, Oklahoma is 0.68%, based on 2 ZIP codes.
How much is property tax in Ponca City, OK?
The average median annual property tax in Ponca City is $1,022 per year, with a median home value of $146,400.
Which ZIP code in Ponca City has the lowest property tax rate?
ZIP code 74601 has the lowest effective tax rate in Ponca City at 0.63%, with a median annual tax of $598.
How many ZIP codes are in Ponca City, OK?
Ponca City, Oklahoma has 2 ZIP codes with property tax data available.
Which ZIP code in Ponca City has the highest property tax rate?
ZIP code 74604 has the highest effective tax rate in Ponca City at 0.73%, with a median annual tax of $1,446.
How do Ponca City property taxes compare to the Oklahoma average?
Ponca City's average effective rate of 0.68% is 3% above the Oklahoma state average of 0.66%.
What factors affect property tax rates between ZIP codes in Ponca City?
Property tax rate differences within Ponca City are typically driven by school district boundaries (which can account for 40–60% of a tax bill), special assessment zones for fire, water, or transit services, and whether a ZIP falls within city limits or an unincorporated area. Each taxing jurisdiction sets its own rate, which is why adjacent ZIP codes can have noticeably different effective rates.
Tips for Ponca City Homeowners
- •Appeal your assessment: If your home is assessed higher than its market value, you can file a property tax appeal. Studies suggest 30–60% of properties are over-assessed. Most counties offer a free informal review process.
- •Check your exemptions: Homestead exemptions can reduce your taxable value and are available to primary residents in most states. Senior, veteran, and disability exemptions may also apply. Exemptions must typically be applied for — they are not automatic.
- •Know your assessment cycle: Oklahoma reassesses properties periodically. After buying a home, your next tax bill may reflect a new assessment based on your purchase price. Budget accordingly, especially if you bought above prior assessed values.
- •Compare ZIP codes before buying: Even within Ponca City, effective tax rates can vary significantly across ZIP codes due to different school district overlays. Use PropertyTaxByZip to compare specific ZIPs before choosing a neighborhood.
Looking for county-level property tax data? View Kay County on TaxByCounty.com
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.