97431 Property Tax Rate
Dexter, Oregon · Part of Lane County
Effective Tax Rate
0.81%
11.4% below state avgMedian Annual Tax
$2,654
$221/mo escrow
Estimate Your Tax
Annual Tax
$2,654
Monthly
$221
Eff. Rate
0.81%
Buyer decision brief
What ZIP 97431 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$221/mo
Based on median annual tax paid
State context
0.07 percentage points above the Oregon average
Oregon average: 0.74%
Data confidence
Moderate confidenceThe Census margin of error is $583, about 22% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Lane County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 97431 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Moderate ACS confidence
$583 tax MOE, 22% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County context only
Lane County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 97431
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $327,000, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 0.81%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Oregon and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $221 per month before insurance, HOA dues, or special assessments.
Assessor verification
Lane County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 97431 Compares
Median Annual Property Tax
ZIP 97431
0.81%
Effective rate
Oregon Avg
0.74%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Oregon
Higher than 62% of ZIP codes in Oregon(62th percentile, 373 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 97431
Property owners in ZIP code 97431 (Dexter, Oregon) pay a median of $2,654/year in property taxes on homes valued at $327,000. This translates to an effective tax rate of 0.81%, which is 10% above the Oregon state average of 0.74%.
The monthly property tax burden for a median-valued home in 97431 is approximately $221, which factors into escrow payments on mortgages. This ZIP code is located within Lane County. This is $341 less than the Oregon average of $2,995/year.
Compared to similar ZIP codes in Oregon, 97431 has higher property taxes. ZIP codes with similar effective rates include 97910 (0.81%) and 97128 (0.81%).
In Dexter, property taxes represent approximately 5.0% of the median household income of $53,155, providing context for the relative tax burden on homeowners in this area.
If you're considering purchasing a home in 97431, keep in mind that property taxes are based on the assessed value assigned by the local assessor, which may differ from the purchase price. In some states, properties are reassessed at or near the sale price upon transfer of ownership. For the most current tax information for a specific property, consult Lane County's tax assessor directly.
Frequently Asked Questions
What is the property tax rate in ZIP code 97431?
How much are property taxes in Dexter, OR (97431)?
How does ZIP 97431 compare to the Oregon average?
What is the median home value in ZIP 97431?
What county is ZIP code 97431 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$583. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 97431 is part of Lane County, Oregon. View the full county profile for broader context and more data.
View Lane County on TaxByCounty →Why compare these ZIPs?
Better comparison set for ZIP 97431
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
97451
Lorane, OR
0.41 percentage points lower than ZIP 97431.
Rate
0.40%
Tax
$1,438
Quality
77
97490
Walton, OR
0.36 percentage points lower than ZIP 97431.
Rate
0.45%
Tax
$1,750
Quality
67
97461
Noti, OR
0.33 percentage points lower than ZIP 97431.
Rate
0.48%
Tax
$2,164
Quality
77
97419
Cheshire, OR
0.28 percentage points lower than ZIP 97431.
Rate
0.53%
Tax
$2,820
Quality
77
97493
Westlake, OR
0.27 percentage points lower than ZIP 97431.
Rate
0.55%
Tax
$2,534
Quality
82
97430
Deadwood, OR
0.26 percentage points lower than ZIP 97431.
Rate
0.56%
Tax
$1,977
Quality
77
97434
Dorena, OR
0.25 percentage points lower than ZIP 97431.
Rate
0.56%
Tax
$1,603
Quality
77
97412
Blachly, OR
0.25 percentage points lower than ZIP 97431.
Rate
0.56%
Tax
$1,609
Quality
77
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.