97731 Property Tax Rate
Chemult, Oregon · Part of Klamath County
Effective Tax Rate
0.80%
16.5% below state avgMedian Annual Tax
$2,500
$208/mo escrow
Estimate Your Tax
Annual Tax
$2,500
Monthly
$208
Eff. Rate
0.80%
Buyer decision brief
What ZIP 97731 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$208/mo
Based on median annual tax paid
State context
0.06 percentage points above the Oregon average
Oregon average: 0.74%
Data confidence
Use cautionThe Census margin of error is $2,393, about 96% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Klamath County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 97731 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Very high margin of error
$2,393 tax MOE, 96% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County context only
Klamath County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 97731
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $312,500, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 0.80%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Oregon and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $208 per month before insurance, HOA dues, or special assessments.
Assessor verification
Klamath County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 97731 Compares
Median Annual Property Tax
ZIP 97731
0.80%
Effective rate
Oregon Avg
0.74%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Oregon
Higher than 61% of ZIP codes in Oregon(61th percentile, 373 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 97731
Property owners in ZIP code 97731 (Chemult, Oregon) pay a median of $2,500/year in property taxes on homes valued at $312,500. This translates to an effective tax rate of 0.80%, which is 8% above the Oregon state average of 0.74%.
The monthly property tax burden for a median-valued home in 97731 is approximately $208, which factors into escrow payments on mortgages. This ZIP code is located within Klamath County. This is $495 less than the Oregon average of $2,995/year.
Compared to similar ZIP codes in Oregon, 97731 has higher property taxes. ZIP codes with similar effective rates include 97423 (0.80%) and 97741 (0.80%).
In Chemult, property taxes represent approximately 4.0% of the median household income of $61,739, providing context for the relative tax burden on homeowners in this area.
If you're considering purchasing a home in 97731, keep in mind that property taxes are based on the assessed value assigned by the local assessor, which may differ from the purchase price. In some states, properties are reassessed at or near the sale price upon transfer of ownership. For the most current tax information for a specific property, consult Klamath County's tax assessor directly.
Frequently Asked Questions
What is the property tax rate in ZIP code 97731?
How much are property taxes in Chemult, OR (97731)?
How does ZIP 97731 compare to the Oregon average?
What is the median home value in ZIP 97731?
What county is ZIP code 97731 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$2,393. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 97731 is part of Klamath County, Oregon. View the full county profile for broader context and more data.
View Klamath County on TaxByCounty →Why compare these ZIPs?
Better comparison set for ZIP 97731
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
97626
Fort Klamath, OR
0.63 percentage points lower than ZIP 97731.
Rate
0.17%
Tax
$353
Quality
69
97625
Dairy, OR
0.48 percentage points lower than ZIP 97731.
Rate
0.32%
Tax
$1,298
Quality
79
97733
Crescent, OR
0.45 percentage points lower than ZIP 97731.
Rate
0.35%
Tax
$789
Quality
69
97737
Gilchrist, OR
0.36 percentage points lower than ZIP 97731.
Rate
0.44%
Tax
$1,179
Quality
73
97632
Malin, OR
0.33 percentage points lower than ZIP 97731.
Rate
0.47%
Tax
$1,385
Quality
79
97623
Bonanza, OR
0.27 percentage points lower than ZIP 97731.
Rate
0.53%
Tax
$1,495
Quality
79
97633
Merrill, OR
0.18 percentage points lower than ZIP 97731.
Rate
0.62%
Tax
$1,313
Quality
79
97634
Midland, OR
0.17 percentage points lower than ZIP 97731.
Rate
0.63%
Tax
$1,646
Quality
79
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.