15864 Property Tax Rate
Summerville, Pennsylvania · Part of Jefferson County
Effective Tax Rate
0.95%
51% below state avgMedian Annual Tax
$1,373
$114/mo escrow
Estimate Your Tax
Annual Tax
$1,373
Monthly
$114
Eff. Rate
0.95%
Buyer decision brief
What ZIP 15864 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$114/mo
Based on median annual tax paid
State context
0.39 percentage points below the Pennsylvania average
Pennsylvania average: 1.34%
Data confidence
High confidenceThe Census margin of error is $156, about 11% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Jefferson County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 15864 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$156 tax MOE, 11% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County context only
Jefferson County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 15864
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $144,500, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 0.95%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Pennsylvania and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $114 per month before insurance, HOA dues, or special assessments.
Assessor verification
Jefferson County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 15864 Compares
Median Annual Property Tax
ZIP 15864
0.95%
Effective rate
Pennsylvania Avg
1.34%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Pennsylvania
Lower than 85% of ZIP codes in Pennsylvania(15th percentile, 1,638 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 15864
Property owners in ZIP code 15864 (Summerville, Pennsylvania) pay a median of $1,373/year in property taxes on homes valued at $144,500. This translates to an effective tax rate of 0.95%, which is 29% below the Pennsylvania state average of 1.34%.
The monthly property tax burden for a median-valued home in 15864 is approximately $114, which factors into escrow payments on mortgages. This ZIP code is located within Jefferson County. This is $1,431 less than the Pennsylvania average of $2,804/year.
Compared to similar ZIP codes in Pennsylvania, 15864 has lower property taxes. ZIP codes with similar effective rates include 16619 (0.95%) and 16870 (0.95%).
In Summerville, property taxes represent approximately 2.2% of the median household income of $61,417, providing context for the relative tax burden on homeowners in this area.
If you're considering purchasing a home in 15864, keep in mind that property taxes are based on the assessed value assigned by the local assessor, which may differ from the purchase price. In some states, properties are reassessed at or near the sale price upon transfer of ownership. For the most current tax information for a specific property, consult Jefferson County's tax assessor directly.
Frequently Asked Questions
What is the property tax rate in ZIP code 15864?
How much are property taxes in Summerville, PA (15864)?
How does ZIP 15864 compare to the Pennsylvania average?
What is the median home value in ZIP 15864?
What county is ZIP code 15864 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$156. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 15864 is part of Jefferson County, Pennsylvania. View the full county profile for broader context and more data.
View Jefferson County on TaxByCounty →Why compare these ZIPs?
Better comparison set for ZIP 15864
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
15784
Worthville, PA
0.53 percentage points lower than ZIP 15864.
Rate
0.42%
Tax
$633
Quality
77
15711
Anita, PA
0.42 percentage points lower than ZIP 15864.
Rate
0.53%
Tax
$556
Quality
77
15778
Timblin, PA
0.31 percentage points lower than ZIP 15864.
Rate
0.64%
Tax
$448
Quality
77
15770
Ringgold, PA
0.28 percentage points lower than ZIP 15864.
Rate
0.67%
Tax
$781
Quality
67
15863
Stump Creek, PA
0.15 percentage points lower than ZIP 15864.
Rate
0.80%
Tax
$600
Quality
77
15860
Sigel, PA
0.09 percentage points lower than ZIP 15864.
Rate
0.86%
Tax
$1,272
Quality
82
15780
Valier, PA
0.08 percentage points lower than ZIP 15864.
Rate
0.87%
Tax
$683
Quality
77
15824
Brockway, PA
0.01 percentage points lower than ZIP 15864.
Rate
0.94%
Tax
$1,380
Quality
82
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.