16921 Property Tax Rate

Property owners in ZIP code 16921 (Gaines, Pennsylvania) pay a median of $997/year in property taxes on homes valued at $188,200. This translates to an effective tax rate of 0.53%, which is 61% below the Pennsylvania state average of 1.34%.

The monthly property tax burden for a median-valued home in 16921 is approximately $83, which factors into escrow payments on mortgages. This ZIP code is located within Tioga County. This is $1,807 less than the Pennsylvania average of $2,804/year.

Compared to similar ZIP codes in Pennsylvania, 16921 has lower property taxes. ZIP codes with similar effective rates include 15711 (0.53%) and 19121 (0.52%).

In Gaines, property taxes represent approximately 2.1% of the median household income of $47,000, providing context for the relative tax burden on homeowners in this area.

Pennsylvania has no statewide property tax cap; Tioga County Assessor sets assessments locally, and reassessment may occur at any time, increasing your property tax burden. Seniors (65+), widows/widowers, and disabled homeowners earning ≤$35,000 should apply for Pennsylvania's Property Tax/Rent Rebate Program via the Department of Revenue — eligible applicants receive annual rebates of $250–$1,000+. Contact the Tioga County Assessor within 30 days of purchase to confirm your base assessment and apply for school district homestead exclusions that reduce taxable value.